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Among the best stories from Retirement Daily for Oct. 22 - 26: Preparing for financial emergencies, using defined-maturity bond ETFs, and why you need to know about the Roth 401(k).

This past year has been punctuated, across the U.S., with what seems like more natural disasters than usual, and more devastation than usual -- hurricanes, wildland fires, winter storms and more. Retirement Daily guest contributor Danielle Howard writes that her community was particularly affected by the Lake Christine Fire in August near Aspen, Colo., and she praises the first responders. She also asks if we know whether we are prepared to deal with an unexpected and potentially life-changing financial emergency? In her column this week, Are You Prepared for Financial Emergencies?, she writes about what those emergencies could be, and identifies the "financial first responders" in your life to help you cope with them.

And in case you missed them, here are some more great stories this week from Retirement Daily:

Investing for Retirement: Using Defined Maturity Bond ETFs

Adviser Keith Whitcomb says you may need a ladder when building your retirement income portfolio. You can build a bond ladder inside your IRA or taxable account by using defined maturity bond ETFs. Simply structure the ETF maturity dates with your budgeted cash needs to effectively match your assets and liabilities. The benefits include liquidity, diversification, budget flexibility, no minimization of upside and more.

New Retirement Research (Oct. 22 2018)

Here are some of the latest reports, surveys, and studies related to retirement, including research into the mental health effects of running out of money during retirement, and getting financial advice from non-experts.

Why a Roth 401k is a Remarkable Retirement Savings Vehicle

In the U.S., those saving save for retirement can use any number of accounts, products and investments. One such account is the Roth 401(k), which allows participants to make after-tax contributions to their 401(k) plan. Contributions accrue earnings tax-free and allow for tax-free distributions in retirement. In this report, adviser Brad Rosley provides details about the Roth 401(k) that those saving for retirement should know.

Worry More About Rising Housing Costs in Retirement Than Healthcare Costs

You might be far from average. But it's worth looking at averages from time to time just to get a sense of how you compare to, well, the average retiree. Bob Powell suggests you take a look at the Social Security Administration's expenditure chartbook, and see how your expenses and needs in retirement measure up.

Get Your Financial House in Order -- Just in Case

Adviser Cindy Turkington explains how couples can plan their financial future effectively, even if only one person mostly manages the money.