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Among the best stories from Retirement Daily for April 29 - May 3: The high costs of cutting risk, May's best buys, and how Social Security benefits can impact taxes.

People generally operate on the idea that it's good to reduce risk as much as possible. While that may be true for your health and car maintenance, it's not always true for your investments. In a guest column this week headlined The High Costs of Cutting Risk, adviser Larry Stein recalls the sharp pullback in stocks in the last quarter of 2018 and the first quarter of this year and asks, should you have sold stocks to cut risk? In this case, the answer is no. He writes: "Just because the market is falling doesn't mean you should cut risk. In fact, it may be the worst time." He details circumstances in which you should reduce your equity exposure, however, and points out that, generally, long-term investors should use downturns to grab tax losses, capture bargains, and rebalance their portfolios.

And in case you missed them, here are more great stories from Retirement Daily:

May Best Buys: Bargains, Holidays and Summer Fun

It's May and summer's just around the corner. Jeanette Pavini writes that this month is packed with sales and great deals for Mother's Day, Memorial Day and the start of summer.

New Investments and Products for Retirement (April 30 2019)

The following are new investments that those saving for or living in retirement might consider for their portfolios. This week: Five new ETFs from Goldman Sachs investing in parts of the technology universe.

Ask Bob: Should I Wait to Collect Social Security?

A reader wants to know about how waiting to collect Social Security benefits affects taxes.

Briefing: Latest Retirement News (May 2 2019)

Here's the latest in the world of retirement-related news: Retirement savings legislation, bucketed investing, and how marriage affects 401(k) contributions.

Tontines: Might Retirees Prefer Non-Insured Annuities?

Financial economist Richard Fullmer writes that modern tontines represent an attractive solution in addressing the retirement income challenge.

New Retirement Research (April 29 2019)

Here are some of the latest reports, surveys, and studies related to retirement, including research into retirement patterns, job transitions and lawmakers' efforts to enhance Social Security.