Retirement accounts (401(k)s, IRAs, Roths)
How President Biden's Tax Proposals Could Affect Your Retirement Plan
Adviser Danielle Harrison outlines how one of President Biden's campaign tax proposals could affect you and your retirement planning.
Married Couples: Isn’t That My 401(k), Too?
“Individual” 401(k)s and IRAs result in a power imbalance for many married women
Why Self-Directed Individual Retirement Accounts Make So Much Sense
SDIRAs are seeing a surge in popularity, as savvy investors seek alternative options with little correlation to market volatility.
How to Buy Life Insurance Inside Your Retirement Plan
Retirement Daily contributor Joe Stenken explains why purchasing life insurance with premiums using before-tax money provides a substantial cost advantage over life insurance purchased outside of a retirement plan.
401(k) Plan Committees Often Hold the Key to Americans’ Retirement Readiness
401(k) plan committee members are virtually never in the limelight but they play a critical role.
The Risks of Owning Stocks in Your Roth IRA
Adviser Patrick Kuster explains how you can tilt the overall amount of risk in your portfolio higher or lower depending on whether you place certain investments in your taxable account, traditional IRA, or Roth IRA.
Secure your IRA – Review Your Beneficiary Forms Now
If you haven't reviewed your beneficiary designations recently you may be setting your heirs and estate up for some unpleasant surprises.
Is Your Roth IRA a Tax Strategy or Tax Trap?
Adviser Robert Braglia shares his perspective on when a Roth conversion isn't the best solution.
Retirement Plan Options in the 21st Century
Job or career hopping, or taking a self-imposed mid-career sabbatical, may leave a trail of neglected retirement accounts. Adviser Brad Wright outlines some options for managing all of these accounts.
Advantages of Replacing Your RMD with a Roth IRA Conversion in 2020
Amid this uncertain economic environment you can leverage recent legislation and improve your long-term tax situation with a Roth IRA conversion.
How to Maximize Your Lifetime After-Tax Income With your 401(k)
Winning at the 401(k) game requires strategic play focused on the objective of maximizing lifetime after-tax distributions.
Private Equity in 401(k)s – Leveling the Playing Field or Fleecing Main Street?
Large endowments use private equity for large portions of their investments, but does a private equity allocation inside a 401(k) plan add value to participants? What the recent Department of Labor announcement may mean to individuals.
IRS Expands and Clarifies COVID-19 Hardship Withdrawal Rules
The IRS has released guidance on the CARES Act for taxpayers tapping their retirement funds as a result of the COVID-19 pandemic. Here's how that guidance may impact your choices.
Ask Bob: Should I Take a Financial Hardship Withdrawal from My Thrift Savings Plan?
When you take an in-service withdrawal from your Thrift Savings Plan, you cannot return or repay the money you remove from your TSP account.
Ask Bob: Is it Possible to Take a COVID-19-related Distribution from My 401(k)?
If you are adversely affected by the coronavirus, whether as a result of you, your spouse or your dependent getting the disease; or if you are adversely affected by the pandemic from a financial perspective, you are eligible to make a coronavirus-related distribution of up to $100,000 from an eligible retirement plan.
Five Steps to Rolling Over Your 2020 (non-RMD) RMD
Retirement expert Denise Appleby explains how to roll over your retirement account's 2020 required minimum distribution
Trying to Decide Whether to Contribute to a Roth IRA or a Tradition IRA? Consider First Your Future Living Location
Financial adviser Jim Werner recommends examining the state taxes of your future living location before contributing to a Roth IRA or a traditional IRA.
The Windfall Elimination Provision Can Reduce Social Security Retirement Benefits
The windfall elimination provision or WEP can reduce your Social Security retirement benefits; the government pension offset or GPO reduces the amount of your Social Security spouse's, widow's, or widower's benefits.