Here are some of the latest reports, surveys, and studies related to retirement, including research into managing longevity risk, tontines and mortgage borrowing.

In a paper published in Financial Planning Review, titled Household Financial Planning Strategies for Managing Longevity Risk, the authors examine how longevity risk, in conjunction with other post-retirement risks, impacts retirement consumption decisions and retirement wealth needs.

The researchers write: "We develop a theoretical model that directly examines the relationship between longevity risk and consumption/savings, and empirically test these theoretical implications by simulating retirement outcomes for representative households, including longevity, inflation, investment, health, and long‐term care risks. Our study shows that the top third of households by longevity need approximately 20% more retirement wealth than those households who live only an average life span. Investigations of various risk mitigation strategies suggest that combination strategies, particularly those that include delayed retirement, can significantly reduce the retirement wealth target. This research provides valuable new insights on household financial planning strategies for managing longevity risk."

Read more in Household Financial Planning Strategies for Managing Longevity Risk.

And more of the latest retirement-related research:

SSRN: Latent Work Capacity and Retirement Expectations

SSRN: Experiments on Self-Nudging, Autonomy, and the Prospect of Behavioral-Self-Management

SSRN: Fully Funded Pensions

SSRN: Adverse Life Events and Intergenerational Transfers

SSRN: How Much Should the Poor Save for Retirement? Data and Simulations on Retirement Income Adequacy Among Low-Earning Households

SSRN: Tontines: A Practitioner's Guide to Mortality-Pooled Investments

SSRN: Calibrating Gompertz in Reverse: Mortality-Adjusted (Biological) Ages around the World

SSRN The Pivotal Role of Fairness: Which Consumers Like Annuities?

SSRN: The Relationship between Financial Planner Use and Holding a Retirement Saving Goal: A Propensity Score Matching Analysis

SSRN: When Saving Is Not Enough - The Wealth Decumulation Decision in Retirement

SSRN: The Long-Term Impact of Disability, Employment, and Marital Status Shocks: Evidence from Matched Administrative Data

SSRN: How Savings and Retirement Benefit Distributions May Prudently Be Used to Make Charitable Gifts

SSRN: The Mental Health Effects of Asset Depletion in Retirement

SSRN: The Importance of Planning Horizon in End-of-Life Financial and Health Planning

SSRN: Secure Retirement: Connecting Financial Theory and Human Behavior

SSRN: The Retirement-Consumption Puzzle: New Evidence from Personal Finances

SSRN: Exploring the Rise of Mortgage Borrowing Among Older Americans

SSRN: Optimal Taxation with Risky Human Capital and Retirement Savings

SSRN: Retirement Prospects for the Millennials: What Is the Early Prognosis?

SSRN: Perceiving the Real Value: Inflation Communication, Money Illusion, and the Attractiveness of Investing

SSRN: Navigating Uncertainties in Accumulation and Decumulation of Retirement Portfolios

SSRN: The Reintroduction of the Social Security Statement and Its Effect on Social Security Expectations, Retirement Savings, and Labor Supply Across the Age Distribution

SSRN: Ambiguity Aversion and Experiential Learning: Implications for Retirement Planning

SSRN: Asset Portfolio Retirement Decisions: The Role of the Tax and Transfer System

SSRN: Less is Not More: Information Presentation Complexity and 401(K) Planning Choices

SSRN: The Spouse Effect on Participation and Investment Decisions for Retirement Funds

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Robert.Powell@TheStreet.com

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