Here are some of the latest reports, surveys, and studies related to retirement, including research on adjusting Social Security benefits, a "longevity dividend" and the impact of the human side of austerity programs.

Urban Institute: How Should Social Security Adjust When People Live Longer?

As people live longer, they spend more time in retirement, straining Social Security's finances. This brief outlines the implications of three approaches to adjusting Social Security for longer lives: making no adjustment, which has applied over most of Social Security's history; keeping constant the expected number of retirement years; and keeping constant the relative share of life in retirement. Compared to age 65 retirement in 1940, people under each rule would retire in 2100 at age 65, 79, and 76, respectively. The brief also shows how these calculations can be done under different assumptions.

Also from the Urban Institute: How Would Indexing for Improvements in Life Expectancy Affect Trust Fund Balances?

Adjusting Social Security retirement ages as people live longer would significantly improve trust fund balances over the long run, though it would have only modest effects in the short term. By the 75th year, Social Security actuaries project that raising the retirement age by indexing it to life expectancy would reduce annual deficits by one-third to one-half, depending on the adjustment, and improve actuarial balances by one-fifth to two-fifths. These estimates may understate revenue gains from additional work. At any given tax rate, these adjustments would increase average annual benefits and, due to additional revenues, lifetime benefits, while concentrating benefits more in older ages.

More retirement-related research:

International Longevity Centre: Towards a longevity dividend: Life expectancy and productivity across developed countries

NBER: Financial Knowledge and Irrationality in the Individual Investment Decisions

NBER: Quantifying Macroeconomic Expectations in Stock Markets Using Google Trends

NBER: The Efficiency of Marketing and Stock Returns

NBER: Sticking to Your Plan: The Role of Present Bias for Credit Card Paydown

NBER: Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field

NBER: Supplemental Security Income and Child Outcomes: Evidence from Birth Weight Eligibility Cutoffs

NBER: The Lure of Incredible Certitude

NBER: Is There a Male Breadwinner Norm? The Hazards of Inferring Preferences from Marriage Market Outcomes

NBER: The Human Side of Austerity: Health Spending and Outcomes During the Greek Crisis
NBER: The Evolution of Longevity: Evidence from Canada

SSRN: Managing Longevity Risk - The Case for Longevity-Indexed Variable Expiration (Live) Bonds

Got questions about the new tax law, Social Security, retirement, investments, or money in general? Want to be considered for a Money Makeover? Email Robert.Powell@TheStreet.com.

Here are some of the latest reports, surveys, and studies related to retirement, including research on adjusting Social Security benefits, a "longevity dividend" and the impact of the human side of austerity programs.

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