Tip: Time for an Annual Budget Clean Up
Robert Powell, CFP®
The end of the year is that special time when you get a chance to look back at how you spent your money and how it compared to your budget. Don't have a budget? Now would be a good time to create one. That's especially so, because spending is one of the few things you get to control in retirement.
What to do? Here's what Don Grant, a certified financial planner with CTHB/DGrant Financial, does with his clients: