Ask Bob: Can Survivors Receive Social Security Benefit at Age 62?

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Robert Powell, CFP®

I have two questions -- if you don't mind.

1) I am approaching retirement and recently learned something interesting that may be beneficial to me in the future: that survivors can still take a reduced benefit at age 62 on their own record and then switch to a full survivor benefit at full retirement age. Do you know how that benefit amount is calculated?

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