Ask Bob: How Much Social Security Do Divorced Spouses Receive?

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Robert Powell, CFP®

I was married for 21 years and am currently unmarried. I was born in 1961. My ex-husband is six years my junior. Am I able to claim Social Security benefits at age 62, on my own, then when I turn 67 claim on my ex-husband's Social Security benefit? 

His income was much higher. Also, if I do decide to claim my own benefits at 62, do I lose the right to claim on my ex-husband's Social Security benefits, or do I get both my Social Security benefits and my ex-husband's Social Security benefits too?

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