Question

My Social Security benefit is lower than my husband's. If my husband passes before I do will I receive his Social Security benefit? I receive $945.00. He receives $1,800. Will I get the $1,800?

Answer

“When someone passes away out of a couple, Social Security will always give the survivor the highest of the benefits,” says Adam Beaty, CFP®, Bullogic Wealth Management.

“In your case, you will receive your husband's benefit of $1,800 but you will stop receiving your own benefit of $945,” he explains. “If you were to pass away before your husband, he would continue to receive his benefit of $1,800 and no longer receive your benefit of $945.”

Read If You Are The Survivor. 

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