Question: My kids' mother passed away at age 29. I'm disabled. Are the kids entitled to their mother's Social Security? Their mother and I were never married.

Answer: The children can receive a survivors benefit if the mother was insured under the Social Security program, according to Rob Kron, head of Investment and Retirement Education for BlackRock.

While 40 credits (10 years of work) is the normal threshold to qualify, Kron says younger people can qualify with fewer credits. Kron recommends that even if the children are receiving benefits from their father's disability record, they should file an application on their deceased mother's record, noting that a combined family maximum will apply to pay a higher benefit.

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Got questions about the new tax law, Social Security, Medicare, retirement, investments, or money in general? Want to be considered for a Money Makeover? Email Robert.Powell@TheStreet.com.

Kim McSheridan assisted with this report.

Question: My kids' mother passed away at age 29. I'm disabled. Are the kids entitled to their mother's Social Security? Their mother and I were never married.

Answer: The children can receive a survivors benefit if the mother was insured under the Social Security program, according to Rob Kron, head of Investment and Retirement Education for BlackRock.

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