Ask Bob
Ask Bob: Why Doesn't My Spouse Qualify for Spousal Benefits under Social Security?
Our expert answers a Retirement Daily reader's question about spousal benefits under Social Security.
Ask Bob: How Should I Invest Proceeds from a Home Sale to Create Retirement Income?
Our experts answer a Retirement Daily reader's question about investing proceeds from a home sale.
Ask Bob: How Do I Avoid Taxable Income with Charitable Contributions?
Our expert answers a Retirement Daily reader's question about qualified charitable distributions (QCDs).
Ask Bob: Why Can't I Deposit My RMD into My Roth IRA?
Our expert answers a Retirement Daily reader's question about RMDs and Roth IRAs in this free Ask Bob.
Ask Bob: How Can I Use Roth Conversions to Manage My Tax Bracket?
Our expert answers a Retirement Daily reader's question about how to evaluate whether to pay taxes now with Roth conversions versus paying taxes later through RMDs.
Ask Bob: IRA Withdrawal & RMD - What Can be Converted to My Roth IRA?
A Retirement Daily reader has a question about RMDs and Roth IRA conversions.
Ask Bob: Should You Ask for an Adjustment in Medicare Premiums When You Retire?
Concerned you may be paying too much for Medicare? You may qualify for a reduction in premium. Our expert explains when you can ask for an adjustment, and when you can't.
Ask Bob: Can I Claim Social Security Benefits Under a Former Spouse if I'm Remarried?
A reader has a question about remarrying and claiming social security benefits. Our expert has the answer.
Ask Bob: Claiming Social Security Widow Benefits Before Full Retirement Age
Our Retirement Daily expert answers a reader's question about claiming Social Security widow benefits before reaching full retirement age: age 66 and four months.
Ask Bob: How Does the Earnings Test Affect the Timing of Social Security Benefits?
A Retirement Daily reader has a question about social security benefits. A Retirement Daily expert has the answer.
Ask Bob: Medicare Premiums are Reducing My Social Security Benefit
A reader's Social Security benefit is reducing over time.
Ask Bob: Can I Switch from Social Security to Disability?
A 73-year-old reader is wondering about switching Social Security payments to disability payments.
Ask Bob: Divorce and Claiming Social Security Spousal Benefits versus Disability
A reader has a question about claiming Social Security benefits under a former spouse before the age of 70, and if doing so will forfeit the ability to collect SSI.
Ask Bob: Can I Do a Roth Conversion with My RMD?
A reader would like to increase her Roth IRA. Our expert explains what she can — and can't — do with her RMD.
Ask Bob: Why is Medicare Charging Me Additional Premiums?
A reader is surprised when Medicare sends him a bill for back premiums.
Ask Bob: What's My Correct Social Security Benefit if I'm Claiming Early?
A reader has received different answers from the Social Security Administration about her question of claiming early and under her ex-husband's work record. Our expert helps her understand the claiming rules.
Ask Bob: Can I Collect Half of My Ex-Husband's Social Security Benefit Before Collecting My Own?
A reader is looking to strategize around collecting Social Security benefits that involves utilizing spousal benefits from her ex-husband. Will it work? Our Social Security expert answers her question.
Ask Bob: Will a Few Months Without Work Impact My Social Security Benefits?
After 40+ years of work, a reader plans to retire a few months before he starts Social Security and wants to know if that will have a negative impact on his monthly benefits.
Ask Bob: Why Isn't My Spouse Receiving 50% of My Current Social Security Benefit?
A reader is confused as to why his wife is receiving less than 50% of his current Social Security benefit. Retirement adviser Rob Kron explains the nuances of spousal benefits.
Ask Bob: Can Social Security Deny Spousal Benefits?
Can Social Security deny spousal benefits? Financial adviser Nick Defenthaler explains how one rule might interfere with receiving benefits.
Ask Bob: Claiming Social Security Benefits Under Deceased Spouse or Current Spouse
A reader would like to know what's the best strategy for claiming spousal benefits, now that she's remarried.
Ask Bob: Does it Make Sense to Delay Social Security When You're at the Maximum Benefit?
If you've reached full retirement age, and the maximum Social Security benefit, does it make sense to delay starting benefits to age 70? Financial adviser Wendy Marsden walks our reader through the pros and cons.
Ask Bob: Should I Be Subject to WEP?
After more than 38 years of employment, some as a part-time public employee, a reader is wondering if the Windfall Elimination Provision is reducing his Social Security benefits.
Will my Social Security Benefit Go Down if I Don't Work After Age 60?
A reader asks a question about how Social Security benefits will work if employment is stopped.