A reader is in a committed long-term relationship and wondering how to balance benefits and financial planning since they're both divorced. Divorce expert and financial planner Michelle Petrowski Buonincontri lays out a detailed list of points to ponder.
A reader is still working, and earning significant income, ten years after starting his Social Security benefits.
A reader wonders if she has any claim to her former spouse's Social Security benefits when he dies.
A reader reached his full retirement age without starting Social Security then became disabled. Can he still receive Social Security disability?
A reader wants to know if contributions to a teacher's retirement system will reduce her Social Security benefit and how to avoid that impact.
A reader entered the workforce after years of being a homemaker and is wondering how she can make up those "lost years" of paid income and the impact on her Social Security benefit. Adviser Joe Elsasser explains how Social Security benefits are calculated.
A reader didn't pay income taxes for several years. Although he's paid all back taxes and penalties, he's wondering why his Social Security benefits doesn't reflect those payments.
A reader is wondering if they need to take any special action when they turn 65 if they're already on Medicare due to disability. Adviser Bob Rall says yes.
Is it possible to claim Social Security benefits if your spouse is imprisoned? Retirement Daily expert Kurt Czarnowski explains who can and can't receive benefits.
Andy Ives, an IRA Analyst with Ed Slott and Company, answers a reader's question about in-plan Roth conversions.
A reader would like to pause Social Security Disability Insurance benefits in order to increase payments for himself and his wife. Heather Schreiber explains his options.
A reader has been told delaying his benefit won't improve his wife's spousal benefit. Elaine Floyd of Horsesmouth explains what does, and doesn't, impact a spousal benefit.
Retirement Daily expert, Jim Blankenship, explains widow's benefits for someone receiving Social Security disability.
A reader would like to increase her disability benefits by including her husband's Social Security.
Adviser Brian Vosberg explains how a reader's part-time work can impact her Social Security Disability payment.
Will reaching your full retirement age have a positive impact on your Social Security disability payment?
A reader is wondering if moving out of state will protect him from California's state income tax. Two tax experts explain what he'll need to do to if he doesn't want to be considered a California resident.
Adviser Ethan Gilbert explains a reader's options for contributing to a Roth IRA using traditional IRA funds.
A reader would like to understand how they can fund and use an HSA.
Recently unemployed, a reader asks about using HSA funds to pay his Medicare premiums.
A reader would like to fund a hybrid life insurance/long-term care policy from their IRA.
The retirement earnings test applies only to people below normal retirement age (NRA). Social Security withholds benefits if your earnings exceed a certain level, called a retirement earnings test exempt amount, and if you are under your NRA.