USB : NYSE : Financial
$55.2 | %
Today's Range: 0.0 - 0.0
Avg. Daily Volume: 6752500.0
02/21/17 - 4:01 PM ET

Financial Analysis


U S BANCORP's gross profit margin for the fourth quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago.

At the same time, stockholders' equity ("net worth") has remained virtually unchanged only increasing by 2.52% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q4 FY16 Q4 FY15
Net Sales ($mil)5805.05496.0
EBITDA ($mil)3179.03124.0
EBIT ($mil)3179.03001.0
Net Income ($mil)1478.01476.0


Balance Sheet Q4 FY16 Q4 FY15
Cash & Equiv. ($mil)15705.011147.0
Total Assets ($mil)445964.0421853.0
Total Debt ($mil)47286.059955.0
Equity ($mil)47298.046131.0


Profitability Q4 FY16 Q4 FY15
Gross Profit Margin86.8988.32
EBITDA Margin54.7656.84
Operating Margin54.7654.6
Sales Turnover0.050.05
Return on Assets1.321.39
Return on Equity11.8912.2
Debt Q4 FY16 Q4 FY15
Current Ratio0.00.0
Debt/Capital0.50.57
Interest Expense0.00.0
Interest Coverage0.00.0


Share Data Q4 FY16 Q4 FY15
Shares outstanding (mil)1697.01745.19
Div / share0.280.26
EPS0.820.8
Book value / share27.8726.43
Institutional Own % n/a n/a
Avg Daily Volume6795704.07559479.0

Valuation


BUY. This stock's P/E ratio indicates a discount compared to an average of 18.26 for the Commercial Banks industry and a discount compared to the S&P 500 average of 26.35. Conducting a second comparison, its price-to-book ratio of 1.97 indicates a discount versus the S&P 500 average of 2.94 and a premium versus the industry average of 1.29. The price-to-sales ratio is well above both the S&P 500 average and the industry average, indicating a premium.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
USB 16.93 Peers 18.26   USB NA Peers 8.53

Average. An average P/E ratio can signify an industry neutral price for a stock and an average growth expectation.

USB is trading at a valuation on par with its peers.

 

Neutral. The P/CF ratio is the stock’s price divided by the sum of the company's cash flow from operations. It is useful for comparing companies with different capital requirements or financing structures.

Ratio not available.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
USB 14.48 Peers 14.64   USB 2.11 Peers 2.83

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

USB is trading at a valuation on par with its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

USB trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
USB 1.97 Peers 1.29   USB 2.52 Peers -38.86

Premium. A higher price-to-book ratio makes a stock less attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

USB is trading at a significant premium to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

USB is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
USB 4.10 Peers 2.99   USB 5.81 Peers 2.95

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

USB is trading at a significant premium to its industry.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

USB has a sales growth rate that significantly exceeds its peers.

 

 

Latest Stock Upgrades/Downgrades