UnitedHealth Group Incorporated (DE)
Find Ratings ReportsUNITEDHEALTH GROUP INC's gross profit margin for the fourth quarter of its fiscal year 2023 has decreased when compared to the same period a year ago. Sales and net income have grown, and although the growth in revenues has outpaced the average competitor within the subsector, the net income growth has not. UNITEDHEALTH GROUP INC has weak liquidity. Currently, the Quick Ratio is 0.69 which shows a lack of ability to cover short-term cash needs. The company's liquidity has increased from the same period last year.
During the same period, stockholders' equity ("net worth") has increased by 14.12% from the same quarter last year. Overall, the key liquidity measurements indicate that the company is in a position in which financial difficulties could develop in the future.
STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.
Income Statement | Q4 FY23 | Q4 FY22 |
---|---|---|
Net Sales ($mil) | 94427.0 | 82787.0 |
EBITDA ($mil) | 8663.0 | 7873.0 |
EBIT ($mil) | 7689.0 | 6891.0 |
Net Income ($mil) | 5455.0 | 4761.0 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 29628.0 | 27911.0 |
Total Assets ($mil) | 273720.0 | 245705.0 |
Total Debt ($mil) | 62537.0 | 57623.0 |
Equity ($mil) | 88756.0 | 77772.0 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 23.3 | 25.22 |
EBITDA Margin | 9.17 | 9.5 |
Operating Margin | 8.14 | 8.32 |
Sales Turnover | 1.36 | 1.32 |
Return on Assets | 8.17 | 8.18 |
Return on Equity | 25.22 | 25.87 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 0.79 | 0.77 |
Debt/Capital | 0.41 | 0.43 |
Interest Expense | 830.0 | 676.0 |
Interest Coverage | 9.26 | 10.19 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 924.0 | 934.0 |
Div / share | 1.88 | 1.65 |
EPS | 5.83 | 5.03 |
Book value / share | 96.06 | 83.27 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 4054950.0 | 2956510.0 |
BUY. This stock's P/E ratio indicates a discount compared to an average of 21.84 for the Insurance Carriers and Related Activities subsector and a discount compared to the S&P 500 average of 27.95. To use another comparison, its price-to-book ratio of 5.09 indicates a premium versus the S&P 500 average of 4.68 and a significant premium versus the subsector average of 3.52. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount. The valuation analysis reveals that, UNITEDHEALTH GROUP INC seems to be trading at a discount to investment alternatives.
Price/Earnings |
|
Price/Cash Flow |
| |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
UNH 20.51 | Peers 21.84 | UNH 15.54 | Peers 13.60 | |||||||||||||||||||||
Average. An average P/E ratio can signify an subsector neutral price for a stock and an average growth expectation. UNH is trading at a valuation on par with its peers. |
Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. UNH is trading at a premium to its peers. |
|||||||||||||||||||||||
Price/Projected Earnings |
|
Price to Earnings/Growth |
|
|||||||||||||||||||||
UNH 15.55 | Peers 14.42 | UNH 1.26 | Peers 0.87 | |||||||||||||||||||||
Premium. A higher price-to-projected earnings ratio than its peers can signify a more expensive stock or higher future growth expectations. UNH is trading at a premium to its peers. |
Premium. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. UNH trades at a significant premium to its peers. |
|||||||||||||||||||||||
Price/Book |
|
Earnings Growth |
|
|||||||||||||||||||||
UNH 5.09 | Peers 3.52 | UNH 12.50 | Peers 95.58 | |||||||||||||||||||||
Premium. A higher price-to-book ratio makes a stock less attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. UNH is trading at a significant premium to its peers. |
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. However, UNH is expected to significantly trail its peers on the basis of its earnings growth rate. |
|||||||||||||||||||||||
Price/Sales |
|
Sales Growth |
|
|||||||||||||||||||||
UNH 1.22 | Peers 1.96 | UNH 14.64 | Peers 37.25 | |||||||||||||||||||||
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. UNH is trading at a significant discount to its subsector on this measurement. |
Lower. A sales growth rate that trails the subsector implies that a company is losing market share. UNH significantly trails its peers on the basis of sales growth. |
|||||||||||||||||||||||