UnitedHealth Group Inc

Find Ratings Reports
UNH : NYSE : Health Care
$190.89 -0.89 | -0.46%
Today's Range: 190.64 - 192.17
Avg. Daily Volume: 2870600.0
07/24/17 - 4:01 PM ET

Financial Analysis


UNITEDHEALTH GROUP INC's gross profit margin for the second quarter of its fiscal year 2017 is essentially unchanged when compared to the same period a year ago. The company has grown sales and net income during the past quarter when compared with the same quarter a year ago, however, it was unable to keep up with the growth of the average competitor within its industry. UNITEDHEALTH GROUP INC has very weak liquidity. Currently, the Quick Ratio is 0.50 which clearly shows a lack of ability to cover short-term cash needs. The company's liquidity has decreased from the same period last year.

During the same period, stockholders' equity ("net worth") has increased by 24.59% from the same quarter last year. The key liquidity measurements indicate that the company is in a position in which financial difficulties could develop in the near future.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q2 FY17 Q2 FY16
Net Sales ($mil)50053.046485.0
EBITDA ($mil)4287.03714.0
EBIT ($mil)3731.03203.0
Net Income ($mil)2284.01754.0


Balance Sheet Q2 FY17 Q2 FY16
Cash & Equiv. ($mil)17970.010974.0
Total Assets ($mil)138097.0119603.0
Total Debt ($mil)31936.033198.0
Equity ($mil)45336.036386.0


Profitability Q2 FY17 Q2 FY16
Gross Profit Margin23.2122.6
EBITDA Margin8.567.98
Operating Margin7.456.89
Sales Turnover1.391.47
Return on Assets5.875.16
Return on Equity17.8816.98
Debt Q2 FY17 Q2 FY16
Current Ratio0.720.7
Debt/Capital0.410.48
Interest Expense301.0271.0
Interest Coverage12.411.82


Share Data Q2 FY17 Q2 FY16
Shares outstanding (mil)965.0951.0
Div / share0.750.63
EPS2.321.81
Book value / share46.9838.26
Institutional Own % n/a n/a
Avg Daily Volume2864271.03647944.0

Valuation


BUY. UNITEDHEALTH GROUP INC's P/E ratio indicates a discount compared to an average of 24.56 for the Health Care Providers & Services industry and a value on par with the S&P 500 average of 24.66. For additional comparison, its price-to-book ratio of 4.08 indicates a premium versus the S&P 500 average of 3.07 and a premium versus the industry average of 3.49. The current price-to-sales ratio is well below the S&P 500 average, but above the industry average.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
UNH 23.02 Peers 24.56   UNH 12.75 Peers 13.84

Average. An average P/E ratio can signify an industry neutral price for a stock and an average growth expectation.

UNH is trading at a valuation on par with its peers.

 

Average. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

UNH is trading at a valuation on par to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
UNH 17.71 Peers 17.34   UNH 0.64 Peers 1.36

Premium. A higher price-to-projected earnings ratio than its peers can signify a more expensive stock or higher future growth expectations.

UNH is trading at a premium to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

UNH trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
UNH 4.08 Peers 3.49   UNH 30.20 Peers 18.13

Premium. A higher price-to-book ratio makes a stock less attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

UNH is trading at a premium to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

UNH is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
UNH 0.96 Peers 0.93   UNH 9.37 Peers 9.31

Average. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

UNH is trading at a valuation on par with its industry on this measurement.

 

Average. Comparing a company's sales growth to its industry helps to determine if the company is adding or losing market share.

UNH is keeping pace with its peers on the basis of sales growth.

 

 

Latest Stock Upgrades/Downgrades