UnitedHealth Group Inc

Find Ratings Reports
UNH : NYSE : Health Care
$164.6 | %
Today's Range: 0.0 - 0.0
Avg. Daily Volume: 3515000.0
03/27/17 - 4:01 PM ET

Financial Analysis


UNITEDHEALTH GROUP INC's gross profit margin for the fourth quarter of its fiscal year 2016 has increased when compared to the same period a year ago. The company has grown its sales and net income during the past quarter when compared with the same quarter a year ago, and although its growth in net income has outpaced the industry average, its revenue growth has not. UNITEDHEALTH GROUP INC has weak liquidity. Currently, the Quick Ratio is 0.59 which shows a lack of ability to cover short-term cash needs. The liquidity decreased from the same period a year ago, despite already having weak liquidity to begin with. This would indicate deteriorating cash flow.

During the same period, stockholders' equity ("net worth") has increased by 13.13% from the same quarter last year. Overall, the key liquidity measurements indicate that the company is in a position in which financial difficulties could develop in the future.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q4 FY16 Q4 FY15
Net Sales ($mil)47535.043599.0
EBITDA ($mil)3714.02952.0
EBIT ($mil)3187.02468.0
Net Income ($mil)1684.01218.0


Balance Sheet Q4 FY16 Q4 FY15
Cash & Equiv. ($mil)13275.012911.0
Total Assets ($mil)122810.0111383.0
Total Debt ($mil)32970.032094.0
Equity ($mil)38274.033830.0


Profitability Q4 FY16 Q4 FY15
Gross Profit Margin24.2621.82
EBITDA Margin7.816.77
Operating Margin6.75.66
Sales Turnover1.511.41
Return on Assets5.715.21
Return on Equity18.3317.18
Debt Q4 FY16 Q4 FY15
Current Ratio0.690.74
Debt/Capital0.460.49
Interest Expense268.0260.0
Interest Coverage11.899.49


Share Data Q4 FY16 Q4 FY15
Shares outstanding (mil)952.0953.0
Div / share0.630.5
EPS1.741.26
Book value / share40.235.5
Institutional Own % n/a n/a
Avg Daily Volume3453467.04070500.0

Valuation


BUY. This stock's P/E ratio indicates a discount compared to an average of 26.92 for the Health Care Providers & Services industry and a discount compared to the S&P 500 average of 26.33. For additional comparison, its price-to-book ratio of 4.11 indicates a premium versus the S&P 500 average of 2.93 and a premium versus the industry average of 3.32. The current price-to-sales ratio is well below the S&P 500 average, but above the industry average.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
UNH 22.80 Peers 26.92   UNH 16.06 Peers 12.27

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

UNH is trading at a discount to its peers.

 

Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

UNH is trading at a significant premium to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
UNH 15.53 Peers 15.47   UNH 0.73 Peers 1.24

Premium. A higher price-to-projected earnings ratio than its peers can signify a more expensive stock or higher future growth expectations.

UNH is trading at a premium to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

UNH trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
UNH 4.11 Peers 3.32   UNH 20.63 Peers 20.20

Premium. A higher price-to-book ratio makes a stock less attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

UNH is trading at a premium to its peers.

 

Average. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

UNH is expected to keep pace with its peers on the basis of earnings growth.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
UNH 0.85 Peers 0.85   UNH 17.65 Peers 11.72

Average. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

UNH is trading at a valuation on par with its industry on this measurement.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

UNH has a sales growth rate that significantly exceeds its peers.

 

 

Latest Stock Upgrades/Downgrades