Regions Financial Corp

Find Ratings Reports
RF : NYSE : Financial
$14.435 up 0.13 | 0.87%
Today's Range: 14.23 - 14.46
Avg. Daily Volume: 1.40543E7
09/21/17 - 3:59 PM ET

Financial Analysis

REGIONS FINANCIAL CORP's gross profit margin for the second quarter of its fiscal year 2017 is essentially unchanged when compared to the same period a year ago. The company has grown its sales and net income during the past quarter when compared with the same quarter a year ago, and although its growth in net income has outpaced the industry average, its revenue growth has not.

During the same period, stockholders' equity ("net worth") has remained virtually unchanged only decreasing by 2.83% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit

Income Statement Q2 FY17 Q2 FY16
Net Sales ($mil)1514.01478.0
EBITDA ($mil)691.0657.0
EBIT ($mil)691.0657.0
Net Income ($mil)316.0275.0

Balance Sheet Q2 FY17 Q2 FY16
Cash & Equiv. ($mil)4131.04237.0
Total Assets ($mil)124643.0126212.0
Total Debt ($mil)7365.08970.0
Equity ($mil)16893.017385.0

Profitability Q2 FY17 Q2 FY16
Gross Profit Margin89.7688.09
EBITDA Margin45.6444.45
Operating Margin0.00.0
Sales Turnover0.050.05
Return on Assets0.980.86
Return on Equity6.865.93
Debt Q2 FY17 Q2 FY16
Current Ratio0.00.0
Interest Expense0.00.0
Interest Coverage0.00.0

Share Data Q2 FY17 Q2 FY16
Shares outstanding (mil)1199.271259.02
Div / share0.070.07
Book value / share14.0913.81
Institutional Own % n/a n/a
Avg Daily Volume1.4386144E71.8274792E7


BUY. This stock's P/E ratio indicates a discount compared to an average of 22.37 for the Commercial Banks industry and a significant discount compared to the S&P 500 average of 24.88. Conducting a second comparison, its price-to-book ratio of 0.97 indicates a significant discount versus the S&P 500 average of 3.10 and a discount versus the industry average of 1.27. The current price-to-sales ratio is well above the S&P 500 average and above the industry average, indicating a premium. Upon assessment of these and other key valuation criteria, REGIONS FINANCIAL CORP proves to trade at a discount to investment alternatives within the industry.

1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
RF 14.41 Peers 22.37   RF 8.18 Peers 13.38

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

RF is trading at a significant discount to its peers.


Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

RF is trading at a significant discount to its peers.

1 2 3 4 5
premium   discount
  Price to
1 2 3 4 5
premium   discount
RF 12.12 Peers 13.70   RF 0.96 Peers 1.49

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

RF is trading at a valuation on par with its peers.


Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

RF trades at a significant discount to its peers.

1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
RF 0.97 Peers 1.27   RF 18.75 Peers 8.20

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

RF is trading at a discount to its peers.


Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

RF is expected to have an earnings growth rate that significantly exceeds its peers.

1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
RF 2.76 Peers 2.75   RF 2.85 Peers 5.64

Average. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

RF is trading at a valuation on par with its industry on this measurement.


Lower. A sales growth rate that trails the industry implies that a company is losing market share.

RF significantly trails its peers on the basis of sales growth



Latest Stock Upgrades/Downgrades