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Principal Financial Group, Inc.

Find Ratings Reports
PFG : NASDAQ :
$62.97 -0.08 | -0.13%
Today's Range: 62.72 - 63.30
Avg. Daily Volume: 0
04/15/21 - 11:30 AM ET
Rating Summary Rating Detail Financial Analysis Peer Group

Financial Analysis


PRINCIPAL FINANCIAL GRP INC's gross profit margin for the fourth quarter of its fiscal year 2020 has significantly increased when compared to the same period a year ago. Even though sales decreased, the net income has increased, representing an increase to the bottom line.

During the same period, stockholders' equity ("net worth") has increased by 13.27% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q4 FY20 Q4 FY19
Net Sales ($mil)3765.14047.2
EBITDA ($mil)0.0487.1
EBIT ($mil)668.5424.1
Net Income ($mil)472.6300.9


Balance Sheet Q4 FY20 Q4 FY19
Cash & Equiv. ($mil)5754.85345.8
Total Assets ($mil)296627.7276087.8
Total Debt ($mil)4645.44056.8
Equity ($mil)16558.914618.0


Profitability Q4 FY20 Q4 FY19
Gross Profit Margin17.7612.04
EBITDA Margin0.012.03
Operating Margin17.7610.48
Sales Turnover0.050.06
Return on Assets0.470.5
Return on Equity8.439.54
Debt Q4 FY20 Q4 FY19
Current Ratio0.00.0
Debt/Capital0.220.22
Interest Expense40.939.1
Interest Coverage16.3410.85


Share Data Q4 FY20 Q4 FY19
Shares outstanding (mil)273.3276.6
Div / share0.560.55
EPS1.71.07
Book value / share60.5952.85
Institutional Own % n/a n/a
Avg Daily Volume1657893.01536684.0

Valuation


BUY. PRINCIPAL FINANCIAL GRP INC's P/E ratio indicates a significant discount compared to an average of 29.32 for the Securities, Commodity Contracts, Financial Investm subsector and a significant discount compared to the S&P 500 average of 43.53. For additional comparison, its price-to-book ratio of 1.01 indicates a significant discount versus the S&P 500 average of 4.31 and a significant discount versus the subsector average of 2.68. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount. Upon assessment of these and other key valuation criteria, PRINCIPAL FINANCIAL GRP INC proves to trade at a discount to investment alternatives.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
PFG 12.18 Peers 21.06   PFG 4.49 Peers 10.89

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

PFG is trading at a significant discount to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

PFG is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
PFG 9.04 Peers 15.67   PFG 0.69 Peers 1.18

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

PFG is trading at a significant discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

PFG trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
PFG 1.01 Peers 2.68   PFG 1.81 Peers -44.07

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

PFG is trading at a significant discount to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

PFG is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
PFG 1.14 Peers 2.60   PFG -9.13 Peers 0.53

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

PFG is trading at a significant discount to its subsector on this measurement.

 

Lower. A sales growth rate that trails the subsector implies that a company is losing market share.

PFG significantly trails its peers on the basis of sales growth.

 

 

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