Northrim BanCorp Inc.Find Ratings Reports
NORTHRIM BANCORP INC's gross profit margin for the fourth quarter of its fiscal year 2017 is essentially unchanged when compared to the same period a year ago. Sales and net income have dropped, underperforming the average competitor within its industry.
At the same time, stockholders' equity ("net worth") has remained virtually unchanged only increasing by 3.32% from the same quarter last year.
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|Income Statement||Q4 FY17||Q4 FY16|
|Net Sales ($mil)||23.18||24.88|
|Net Income ($mil)||0.21||3.59|
|Balance Sheet||Q4 FY17||Q4 FY16|
|Cash & Equiv. ($mil)||77.84||50.55|
|Total Assets ($mil)||1519.11||1526.54|
|Total Debt ($mil)||45.42||50.5|
|Profitability||Q4 FY17||Q4 FY16|
|Gross Profit Margin||97.64||94.48|
|Return on Assets||0.86||0.94|
|Return on Equity||6.82||7.72|
|Debt||Q4 FY17||Q4 FY16|
|Share Data||Q4 FY17||Q4 FY16|
|Shares outstanding (mil)||6.87||6.9|
|Div / share||0.22||0.2|
|Book value / share||28.06||27.05|
|Institutional Own %||n/a||n/a|
|Avg Daily Volume||13600.0||15723.0|
BUY. This stock's P/E ratio indicates a premium compared to an average of 17.05 for the Commercial Banks industry and a discount compared to the S&P 500 average of 24.25. Conducting a second comparison, its price-to-book ratio of 1.28 indicates a significant discount versus the S&P 500 average of 3.15 and a discount versus the industry average of 1.36. The current price-to-sales ratio is above the S&P 500 average, but below the industry average.
|NRIM 19.12||Peers 17.05||NRIM 12.81||Peers 14.09|
Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations.
NRIM is trading at a premium to its peers.
Average. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.
NRIM is trading at a valuation on par to its peers.
|NRIM 15.36||Peers 12.63||NRIM 1.20||Peers 0.78|
Premium. A higher price-to-projected earnings ratio than its peers can signify a more expensive stock or higher future growth expectations.
NRIM is trading at a significant premium to its peers.
Premium. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.
NRIM trades at a significant premium to its peers.
|NRIM 1.28||Peers 1.36||NRIM -8.74||Peers 70.85|
Average. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.
NRIM is trading at a valuation on par with its peers.
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.
However, NRIM is expected to significantly trail its peers on the basis of its earnings growth rate.
|NRIM 2.57||Peers 2.91||NRIM -5.92||Peers 9.15|
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.
NRIM is trading at a discount to its industry on this measurement.
Lower. A sales growth rate that trails the industry implies that a company is losing market share.
NRIM significantly trails its peers on the basis of sales growth