NNI : NYSE : Financial
$49.12 up 0.56 | 1.2%
Today's Range: 48.2901 - 48.93
Avg. Daily Volume: 89700.0
09/22/17 - 1:15 PM ET

Financial Analysis


NELNET INC's gross profit margin for the second quarter of its fiscal year 2017 is essentially unchanged when compared to the same period a year ago. The company has grown its sales and net income during the past quarter when compared with the same quarter a year ago, and although its growth in net income has outpaced the industry average, its revenue growth has not.

During the same period, stockholders' equity ("net worth") has increased by 11.48% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q2 FY17 Q2 FY16
Net Sales ($mil)302.41285.38
EBITDA ($mil)190.43184.15
EBIT ($mil)181.39175.97
Net Income ($mil)28.7426.15


Balance Sheet Q2 FY17 Q2 FY16
Cash & Equiv. ($mil)986.281167.26
Total Assets ($mil)25323.0928715.8
Total Debt ($mil)22790.7826399.69
Equity ($mil)2115.191897.3


Profitability Q2 FY17 Q2 FY16
Gross Profit Margin62.9764.53
EBITDA Margin62.9764.52
Operating Margin59.9861.66
Sales Turnover0.050.04
Return on Assets1.030.71
Return on Equity12.3510.87
Debt Q2 FY17 Q2 FY16
Current Ratio0.00.0
Debt/Capital0.920.93
Interest Expense113.2494.05
Interest Coverage1.61.87


Share Data Q2 FY17 Q2 FY16
Shares outstanding (mil)41.8542.5
Div / share0.140.12
EPS0.680.61
Book value / share50.5444.64
Institutional Own % n/a n/a
Avg Daily Volume88003.075913.0

Valuation


HOLD. This stock's P/E ratio indicates a discount compared to an average of 14.70 for the Consumer Finance industry and a significant discount compared to the S&P 500 average of 24.88. Conducting a second comparison, its price-to-book ratio of 0.96 indicates a significant discount versus the S&P 500 average of 3.10 and a discount versus the industry average of 2.22. The price-to-sales ratio is below both the S&P 500 average and the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, NELNET INC proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
NNI 7.85 Peers 14.70   NNI 7.16 Peers 7.16

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

NNI is trading at a significant discount to its peers.

 

Average. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

NNI is trading at a valuation on par to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
NNI 11.00 Peers 14.09   NNI NM Peers 5.57

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

NNI is trading at a discount to its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

NNI's negative PEG ratio makes this valuation measure meaningless.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
NNI 0.96 Peers 2.22   NNI 31.90 Peers 42.05

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

NNI is trading at a significant discount to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, NNI is expected to trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
NNI 1.69 Peers 1.88   NNI -0.08 Peers 6.07

Average. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

NNI is trading at a valuation on par with its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

NNI significantly trails its peers on the basis of sales growth

 

 

Latest Stock Upgrades/Downgrades