MainStreet Bancshares Inc.
Find Ratings ReportsMAINSTREET BANCSHARES INC's gross profit margin for the fourth quarter of its fiscal year 2023 has significantly decreased when compared to the same period a year ago. Even though sales increased, the net income has decreased, representing a decrease to the bottom line.
During the same period, stockholders' equity ("net worth") has increased by 11.71% from the same quarter last year.
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Income Statement | Q4 FY23 | Q4 FY22 |
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Net Sales ($mil) | 33.94 | 26.83 |
EBITDA ($mil) | 9.07 | 12.68 |
EBIT ($mil) | 9.07 | 12.68 |
Net Income ($mil) | 5.15 | 7.58 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 114.51 | 130.6 |
Total Assets ($mil) | 2035.43 | 1925.75 |
Total Debt ($mil) | 87.64 | 179.59 |
Equity ($mil) | 221.52 | 198.28 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 51.27 | 76.54 |
EBITDA Margin | 26.73 | 47.23 |
Operating Margin | 26.73 | 47.24 |
Sales Turnover | 0.06 | 0.05 |
Return on Assets | 1.3 | 1.38 |
Return on Equity | 11.03 | 12.37 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 0.0 | 0.0 |
Debt/Capital | 0.28 | 0.48 |
Interest Expense | 0.0 | 0.0 |
Interest Coverage | 0.0 | 0.0 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 7.53 | 7.18 |
Div / share | 0.1 | 0.1 |
EPS | 0.61 | 0.95 |
Book value / share | 29.43 | 27.6 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 18123.0 | 16734.0 |
HOLD. MAINSTREET BANCSHARES INC's P/E ratio indicates a significant discount compared to an average of 17.75 for the Credit Intermediation and Related Activities subsector and a significant discount compared to the S&P 500 average of 27.95. For additional comparison, its price-to-book ratio of 0.61 indicates a significant discount versus the S&P 500 average of 4.68 and a significant discount versus the subsector average of 8.64. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount. Upon assessment of these and other key valuation criteria, MAINSTREET BANCSHARES INC proves to trade at a discount to investment alternatives.
Price/Earnings |
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Price/Cash Flow |
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MNSB 5.53 | Peers 17.75 | MNSB NA | Peers 20.18 | |||||||||||||||||||||
Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. MNSB is trading at a significant discount to its peers. |
Neutral. The P/CF ratio is the stock’s price divided by the sum of the company's cash flow from operations. It is useful for comparing companies with different capital requirements or financing structures. Ratio not available. |
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Price/Projected Earnings |
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Price to Earnings/Growth |
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MNSB 8.74 | Peers 13.86 | MNSB 18.43 | Peers 1.78 | |||||||||||||||||||||
Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. MNSB is trading at a significant discount to its peers. |
Premium. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. MNSB trades at a significant premium to its peers. |
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Price/Book |
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Earnings Growth |
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MNSB 0.61 | Peers 8.64 | MNSB -0.92 | Peers 24.72 | |||||||||||||||||||||
Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. MNSB is trading at a significant discount to its peers. |
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. However, MNSB is expected to significantly trail its peers on the basis of its earnings growth rate. |
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Price/Sales |
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Sales Growth |
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MNSB 1.06 | Peers 4.87 | MNSB 44.07 | Peers 44.87 | |||||||||||||||||||||
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. MNSB is trading at a significant discount to its subsector on this measurement. |
Average. Comparing a company's sales growth to its subsector helps to determine if the company is adding or losing market share. MNSB is keeping pace with its peers on the basis of sales growth. |
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