MoneyGram International Inc

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MGI : NASDAQ : Financial
$15.5 | %
Today's Range: 15.42 - 15.67
Avg. Daily Volume: 612100.0
08/18/17 - 4:00 PM ET

Financial Analysis


MONEYGRAM INTERNATIONAL INC's gross profit margin for the first quarter of its fiscal year 2017 is essentially unchanged when compared to the same period a year ago. Even though sales decreased, the net income has increased.

During the same period, stockholders' equity ("net worth") has increased by 11.14% from the same quarter last year.

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Income Statement Q1 FY17 Q1 FY16
Net Sales ($mil)386.1387.1
EBITDA ($mil)46.547.9
EBIT ($mil)28.226.8
Net Income ($mil)8.8-4.2


Balance Sheet Q1 FY17 Q1 FY16
Cash & Equiv. ($mil)1588.41389.3
Total Assets ($mil)4437.54280.0
Total Debt ($mil)913.4940.8
Equity ($mil)-199.3-224.3


Profitability Q1 FY17 Q1 FY16
Gross Profit Margin60.5561.84
EBITDA Margin12.0412.37
Operating Margin7.36.92
Sales Turnover0.370.37
Return on Assets0.66-0.21
Return on Equity0.00.0
Debt Q1 FY17 Q1 FY16
Current Ratio0.00.0
Debt/Capital1.281.31
Interest Expense10.811.3
Interest Coverage2.612.37


Share Data Q1 FY17 Q1 FY16
Shares outstanding (mil)53.9753.76
Div / share0.00.0
EPS0.13-0.07
Book value / share-3.69-4.17
Institutional Own % n/a n/a
Avg Daily Volume679721.0810731.0

Valuation


HOLD. This stock's P/E ratio indicates a premium compared to an average of 32.21 for the IT Services industry and a significant premium compared to the S&P 500 average of 24.31. Normally, for additional comaprison, we would look at the price-to-book ratio; however, this company's price-to-book ratio is negative making the value useless for comparisons. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
MGI 35.66 Peers 32.21   MGI 7.57 Peers 20.06

Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations.

MGI is trading at a premium to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

MGI is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
MGI 13.64 Peers 23.25   MGI 0.11 Peers 1.61

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

MGI is trading at a significant discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

MGI trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
MGI NM Peers 8.71   MGI 393.33 Peers 10.04

Neutral. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

MGI's P/B is negative making this valuation measure meaningless.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

MGI is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
MGI 0.52 Peers 5.80   MGI 3.60 Peers 13.13

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

MGI is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

MGI significantly trails its peers on the basis of sales growth

 

 

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