MoneyGram International Inc

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MGI : NASDAQ : Financial
$7.89 up 0.09 | 1.20%
Today's Range: 7.81 - 7.90
Avg. Daily Volume: 136,300
07/27/16 - 11:37 AM ET

Financial Analysis


MONEYGRAM INTERNATIONAL INC's gross profit margin for the first quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. Sales and net income have grown, and although the growth in revenues has outpaced the average competitor within the industry, the net income growth has not.

During the same period, stockholders' equity ("net worth") has increased by 14.32% from the same quarter last year.

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Income Statement Q1 FY16 Q1 FY15
Net Sales ($mil)358.4330.6
EBITDA ($mil)47.932.1
EBIT ($mil)26.817.3
Net Income ($mil)-4.2-72.0


Balance Sheet Q1 FY16 Q1 FY15
Cash & Equiv. ($mil)1389.31874.3
Total Assets ($mil)4280.04578.9
Total Debt ($mil)940.8961.0
Equity ($mil)-224.3-261.8


Profitability Q1 FY16 Q1 FY15
Gross Profit Margin58.7956.14
EBITDA Margin13.369.7
Operating Margin7.485.23
Sales Turnover0.340.31
Return on Assets-0.21-0.84
Return on Equity0.00.0
Debt Q1 FY16 Q1 FY15
Current Ratio0.00.0
Debt/Capital1.311.37
Interest Expense11.311.1
Interest Coverage2.371.56


Share Data Q1 FY16 Q1 FY15
Shares outstanding (mil)53.7653.2
Div / share0.00.0
EPS-0.07-1.16
Book value / share-4.17-4.92
Institutional Own % n/a n/a
Avg Daily Volume133424.0170068.0

Valuation


SELL. The current P/E ratio is negative, which has no meaningful value in the assessment of premium or discount valuation, it simply displays that the company has negative earnings. Along with this, the price-to-book ratio is also meaningless due to a negative book value for the company, making any comparisons useless. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
MGI NM Peers 27.40   MGI 5.00 Peers 20.12

Neutral. The absence of a valid P/E ratio happens when a stock can not be valued on the basis of a negative stream of earnings.

MGI's P/E is negative making this valuation measure meaningless.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

MGI is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
MGI 6.87 Peers 21.67   MGI NA Peers 2.70

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

MGI is trading at a significant discount to its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

Ratio not available.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
MGI NM Peers 8.25   MGI 76.57 Peers 23.94

Neutral. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

MGI's P/B is negative making this valuation measure meaningless.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

MGI is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
MGI 0.27 Peers 5.30   MGI 3.67 Peers 22.71

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

MGI is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

MGI significantly trails its peers on the basis of sales growth

 

 

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