MoneyGram International Inc

Find Ratings Reports
MGI : NASDAQ : Financial
$11.78 -0.31 | -2.6%
Today's Range: 11.73 - 11.97
Avg. Daily Volume: 226400.0
01/17/17 - 3:59 PM ET

Financial Analysis


MONEYGRAM INTERNATIONAL INC's gross profit margin for the third quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago.

During the same period, stockholders' equity ("net worth") has increased by 14.61% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q3 FY16 Q3 FY15
Net Sales ($mil)383.1368.6
EBITDA ($mil)48.642.1
EBIT ($mil)30.025.3
Net Income ($mil)10.24.9


Balance Sheet Q3 FY16 Q3 FY15
Cash & Equiv. ($mil)1546.41789.4
Total Assets ($mil)4426.14511.4
Total Debt ($mil)937.3956.1
Equity ($mil)-208.5-244.2


Profitability Q3 FY16 Q3 FY15
Gross Profit Margin57.2757.24
EBITDA Margin12.6811.42
Operating Margin7.836.86
Sales Turnover0.340.31
Return on Assets0.26-1.52
Return on Equity0.00.0
Debt Q3 FY16 Q3 FY15
Current Ratio0.00.0
Debt/Capital1.291.34
Interest Expense11.311.2
Interest Coverage2.652.26


Share Data Q3 FY16 Q3 FY15
Shares outstanding (mil)53.0753.2
Div / share0.00.0
EPS0.150.08
Book value / share-3.93-4.59
Institutional Own % n/a n/a
Avg Daily Volume224351.0105250.0

Valuation


HOLD. MONEYGRAM INTERNATIONAL INC's P/E ratio indicates a significant premium compared to an average of 27.94 for the IT Services industry and a significant premium compared to the S&P 500 average of 25.49. Normally, for additional comaprison, we would look at the price-to-book ratio; however, this company's price-to-book ratio is negative making the value useless for comparisons. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
MGI 70.12 Peers 27.94   MGI 5.25 Peers 19.79

Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations.

MGI is trading at a significant premium to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

MGI is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
MGI 11.35 Peers 21.69   MGI NM Peers 1.66

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

MGI is trading at a significant discount to its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

MGI's negative PEG ratio makes this valuation measure meaningless.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
MGI NM Peers 8.33   MGI 115.31 Peers 12.63

Neutral. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

MGI's P/B is negative making this valuation measure meaningless.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

MGI is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
MGI 0.42 Peers 5.35   MGI 6.69 Peers 16.93

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

MGI is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

MGI significantly trails its peers on the basis of sales growth

 

 

Latest Stock Upgrades/Downgrades