MoneyGram International Inc

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MGI : NASDAQ : Financial
$17.8 up 0.06 | 0.34%
Today's Range: 17.72 - 17.87
Avg. Daily Volume: 852400.0
04/28/17 - 3:59 PM ET

Financial Analysis


MONEYGRAM INTERNATIONAL INC's gross profit margin for the fourth quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago.

During the same period, stockholders' equity ("net worth") has increased by 6.46% from the same quarter last year.

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Income Statement Q4 FY16 Q4 FY15
Net Sales ($mil)416.2404.6
EBITDA ($mil)45.838.9
EBIT ($mil)26.121.6
Net Income ($mil)7.22.6


Balance Sheet Q4 FY16 Q4 FY15
Cash & Equiv. ($mil)1522.21725.2
Total Assets ($mil)4597.44505.2
Total Debt ($mil)915.2942.6
Equity ($mil)-208.4-222.8


Profitability Q4 FY16 Q4 FY15
Gross Profit Margin58.9458.63
EBITDA Margin11.09.61
Operating Margin6.275.34
Sales Turnover0.350.34
Return on Assets0.35-1.7
Return on Equity0.00.0
Debt Q4 FY16 Q4 FY15
Current Ratio0.00.0
Debt/Capital1.291.31
Interest Expense11.211.6
Interest Coverage2.331.86


Share Data Q4 FY16 Q4 FY15
Shares outstanding (mil)52.7753.21
Div / share0.00.0
EPS0.110.04
Book value / share-3.95-4.19
Institutional Own % n/a n/a
Avg Daily Volume1020667.0248525.0

Valuation


HOLD. MONEYGRAM INTERNATIONAL INC's P/E ratio indicates a significant premium compared to an average of 31.23 for the IT Services industry and a significant premium compared to the S&P 500 average of 24.92. Normally, for additional comaprison, we would look at the price-to-book ratio; however, this company's price-to-book ratio is negative making the value useless for comparisons. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
MGI 73.63 Peers 31.23   MGI 7.89 Peers 21.20

Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations.

MGI is trading at a significant premium to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

MGI is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
MGI 14.85 Peers 21.41   MGI 0.25 Peers 1.27

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

MGI is trading at a discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

MGI trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
MGI NM Peers 10.11   MGI 119.35 Peers -4.67

Neutral. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

MGI's P/B is negative making this valuation measure meaningless.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

MGI is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
MGI 0.57 Peers 5.47   MGI 5.93 Peers 13.32

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

MGI is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

MGI significantly trails its peers on the basis of sales growth

 

 

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