KB Financial Group Inc

Find Ratings Reports
KB : NYSE : Financial
$35.79 up 0.27 | 0.76%
Today's Range: 35.5808 - 35.83
Avg. Daily Volume: 141600.0
12/02/16 - 4:02 PM ET

Financial Analysis


KB FINANCIAL GROUP's gross profit margin for the third quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. The company has grown sales and net income significantly, outpacing the average growth rates of competitors within its industry.

During the same period, stockholders' equity ("net worth") has increased by 12.86% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q3 FY16 Q3 FY15
Net Sales ($mil)3490.662553.39
EBITDA ($mil)1752.171230.61
EBIT ($mil)1682.571181.59
Net Income ($mil)421.8302.29


Balance Sheet Q3 FY16 Q3 FY15
Cash & Equiv. ($mil)15500.3516032.44
Total Assets ($mil)320443.25274042.56
Total Debt ($mil)44680.7938046.65
Equity ($mil)27033.5623951.34


Profitability Q3 FY16 Q3 FY15
Gross Profit Margin69.1766.71
EBITDA Margin50.1948.19
Operating Margin48.246.28
Sales Turnover0.040.04
Return on Assets0.530.47
Return on Equity6.315.38
Debt Q3 FY16 Q3 FY15
Current Ratio0.00.0
Debt/Capital0.620.61
Interest Expense0.00.0
Interest Coverage0.00.0


Share Data Q3 FY16 Q3 FY15
Shares outstanding (mil)372.55386.35
Div / share0.00.0
EPS1.120.78
Book value / share72.5661.99
Institutional Own % n/a n/a
Avg Daily Volume147470.0109842.0

Valuation


BUY. This stock's P/E ratio indicates a discount compared to an average of 16.61 for the Commercial Banks industry and a significant discount compared to the S&P 500 average of 25.16. Conducting a second comparison, its price-to-book ratio of 0.48 indicates a significant discount versus the S&P 500 average of 2.79 and a discount versus the industry average of 1.15. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, KB FINANCIAL GROUP proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
KB 7.79 Peers 16.61   KB 4.73 Peers 11.47

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

KB is trading at a significant discount to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

KB is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
KB 8.27 Peers 13.73   KB 0.17 Peers 2.02

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

KB is trading at a significant discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

KB trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
KB 0.48 Peers 1.15   KB 34.63 Peers -41.47

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

KB is trading at a significant discount to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

KB is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
KB 1.00 Peers 2.76   KB 6.30 Peers 4.31

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

KB is trading at a significant discount to its industry on this measurement.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

KB has a sales growth rate that significantly exceeds its peers.

 

 

Latest Stock Upgrades/Downgrades