KB Financial Group Inc

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KB : NYSE : Financial
$48.6 -0.33 | -0.67%
Today's Range: 48.36 - 49.06
Avg. Daily Volume: 132100.0
09/20/17 - 3:59 PM ET

Financial Analysis


KB FINANCIAL GROUP's gross profit margin for the second quarter of its fiscal year 2017 has increased when compared to the same period a year ago. The company has grown sales and net income significantly, outpacing the average growth rates of competitors within its industry.

During the same period, stockholders' equity ("net worth") has increased by 12.01% from the same quarter last year.

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Income Statement Q2 FY17 Q2 FY16
Net Sales ($mil)5684.113079.47
EBITDA ($mil)4147.951507.32
EBIT ($mil)4017.681453.28
Net Income ($mil)847.76496.51


Balance Sheet Q2 FY17 Q2 FY16
Cash & Equiv. ($mil)16757.2613640.68
Total Assets ($mil)369179.8297360.06
Total Debt ($mil)57376.8941381.57
Equity ($mil)28477.5825423.32


Profitability Q2 FY17 Q2 FY16
Gross Profit Margin85.8269.05
EBITDA Margin72.9748.94
Operating Margin70.6847.19
Sales Turnover0.040.04
Return on Assets0.650.53
Return on Equity8.546.24
Debt Q2 FY17 Q2 FY16
Current Ratio0.00.0
Debt/Capital0.670.62
Interest Expense0.00.0
Interest Coverage0.00.0


Share Data Q2 FY17 Q2 FY16
Shares outstanding (mil)396.57377.15
Div / share0.00.0
EPS2.141.31
Book value / share71.8167.41
Institutional Own % n/a n/a
Avg Daily Volume128819.0171494.0

Valuation


BUY. KB FINANCIAL GROUP's P/E ratio indicates a significant discount compared to an average of 22.37 for the Commercial Banks industry and a significant discount compared to the S&P 500 average of 24.88. Conducting a second comparison, its price-to-book ratio of 0.65 indicates a significant discount versus the S&P 500 average of 3.10 and a discount versus the industry average of 1.27. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, KB FINANCIAL GROUP proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
KB 7.56 Peers 22.37   KB NM Peers 13.38

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

KB is trading at a significant discount to its peers.

 

Neutral. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

KB's P/CF is negative making the measure meaningless.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
KB 6.48 Peers 13.70   KB 0.18 Peers 1.49

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

KB is trading at a significant discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

KB trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
KB 0.65 Peers 1.27   KB 49.39 Peers 8.20

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

KB is trading at a significant discount to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

KB is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
KB 1.22 Peers 2.75   KB 26.21 Peers 5.64

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

KB is trading at a significant discount to its industry on this measurement.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

KB has a sales growth rate that significantly exceeds its peers.

 

 

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