Impac Mortgage Holdings Inc

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IMH : AMEX : Financial
$12.23 -0.22 | -1.8%
Today's Range: 12.17 - 12.716
Avg. Daily Volume: 54900.0
03/24/17 - 3:59 PM ET

Financial Analysis


At the same time, stockholders' equity ("net worth") has greatly increased by 101.79% from the same quarter last year.

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Income Statement Q4 FY16 Q4 FY15
Net Sales ($mil)0.0102.5
EBITDA ($mil)0.00.0
EBIT ($mil)0.066.03
Net Income ($mil)16.9410.71


Balance Sheet Q4 FY16 Q4 FY15
Cash & Equiv. ($mil)40.135.88
Total Assets ($mil)4863.735211.32
Total Debt ($mil)4540.265011.17
Equity ($mil)231.04114.49


Profitability Q4 FY16 Q4 FY15
Gross Profit Margin0.064.42
EBITDA Margin0.00.0
Operating Margin0.064.42
Sales Turnover0.00.09
Return on Assets0.951.55
Return on Equity20.1970.57
Debt Q4 FY16 Q4 FY15
Current Ratio0.00.0
Debt/Capital0.950.98
Interest Expense0.066.81
Interest Coverage0.00.99


Share Data Q4 FY16 Q4 FY15
Shares outstanding (mil)0.010.33
Div / share0.00.0
EPS1.00.84
Book value / share0.011.09
Institutional Own % n/a n/a
Avg Daily Volume52165.0119435.0

Valuation


SELL. IMPAC MORTGAGE HOLDINGS INC's P/E ratio indicates a significant discount compared to an average of 25.96 for the Thrifts & Mortgage Finance industry and a significant discount compared to the S&P 500 average of 26.73.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
IMH 4.05 Peers 25.96   IMH NA Peers 16.61

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

IMH is trading at a significant discount to its peers.

 

Neutral. The P/CF ratio is the stock’s price divided by the sum of the company's cash flow from operations. It is useful for comparing companies with different capital requirements or financing structures.

Ratio not available.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
IMH NA Peers 21.56   IMH NM Peers 5.01

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

IMH is trading at a significant discount to its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

IMH's negative PEG ratio makes this valuation measure meaningless.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
IMH NA Peers 1.65   IMH -51.75 Peers 196.43

Neutral. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

Ratio not available.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, IMH is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
IMH NA Peers 4.64   IMH -4.89 Peers 10.07

Neutral. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

Ratio not available.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

IMH significantly trails its peers on the basis of sales growth

 

 

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