Global Indemnity Group LLC Class A
Find Ratings ReportsGLOBAL INDEMNITY GROUP LLC's gross profit margin for the third quarter of its fiscal year 2020 has significantly decreased when compared to the same period a year ago. Even though sales increased, the net income has decreased, representing a decrease to the bottom line.
At the same time, stockholders' equity ("net worth") has remained virtually unchanged only increasing by 1.88% from the same quarter last year.
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| Income Statement | Q3 FY20 | Q3 FY19 |
|---|---|---|
| Net Sales ($mil) | 156.32 | 141.19 |
| EBITDA ($mil) | -3.64 | 12.18 |
| EBIT ($mil) | -5.3 | 10.38 |
| Net Income ($mil) | -15.17 | 6.72 |
| Balance Sheet | Q3 FY20 | Q3 FY19 |
|---|---|---|
| Cash & Equiv. ($mil) | 80.85 | 126.8 |
| Total Assets ($mil) | 1939.76 | 2084.16 |
| Total Debt ($mil) | 126.25 | 321.45 |
| Equity ($mil) | 720.71 | 707.38 |
| Profitability | Q3 FY20 | Q3 FY19 |
|---|---|---|
| Gross Profit Margin | -2.33 | 8.63 |
| EBITDA Margin | -2.32 | 8.62 |
| Operating Margin | -3.39 | 7.35 |
| Sales Turnover | 0.31 | 0.26 |
| Return on Assets | 0.35 | -1.55 |
| Return on Equity | 0.94 | -4.57 |
| Debt | Q3 FY20 | Q3 FY19 |
|---|---|---|
| Current Ratio | 0.0 | 0.0 |
| Debt/Capital | 0.15 | 0.31 |
| Interest Expense | 3.62 | 5.02 |
| Interest Coverage | -1.46 | 2.07 |
| Share Data | Q3 FY20 | Q3 FY19 |
|---|---|---|
| Shares outstanding (mil) | 14.38 | 14.28 |
| Div / share | 0.25 | 0.25 |
| EPS | -1.06 | 0.47 |
| Book value / share | 50.13 | 49.53 |
| Institutional Own % | n/a | n/a |
| Avg Daily Volume | 18261.0 | 76934.0 |
HOLD. GLOBAL INDEMNITY GROUP LLC's P/E ratio indicates a significant premium compared to an average of 20.42 for the Insurance Carriers and Related Activities subsector and a significant premium compared to the S&P 500 average of 38.64. For additional comparison, its price-to-book ratio of 0.58 indicates a significant discount versus the S&P 500 average of 4.02 and a significant discount versus the subsector average of 2.70. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount.
| Price/Earnings |
|
Price/Cash Flow |
| |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GBLI 65.68 | Peers 21.56 | GBLI 20.52 | Peers 10.56 | |||||||||||||||||||||
|
Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations. GBLI is trading at a significant premium to its peers. |
Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. GBLI is trading at a significant premium to its peers. |
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| Price/Projected Earnings |
|
Price to Earnings/Growth |
|
|||||||||||||||||||||
| GBLI 9.63 | Peers 19.00 | GBLI NM | Peers 1.31 | |||||||||||||||||||||
|
Average. An average price-to-projected earnings ratio can signify an subsector neutral stock price and average future growth expectations. GBLI is trading at a valuation on par with its peers. |
Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. GBLI's negative PEG ratio makes this valuation measure meaningless. |
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| Price/Book |
|
Earnings Growth |
|
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| GBLI 0.58 | Peers 2.70 | GBLI 118.80 | Peers -7.12 | |||||||||||||||||||||
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Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. GBLI is trading at a significant discount to its peers. |
Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. GBLI is expected to have an earnings growth rate that significantly exceeds its peers. |
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| Price/Sales |
|
Sales Growth |
|
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| GBLI 0.68 | Peers 1.88 | GBLI 13.23 | Peers 1.51 | |||||||||||||||||||||
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Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. GBLI is trading at a significant discount to its subsector on this measurement. |
Higher. A sales growth rate that exceeds the subsector implies that a company is gaining market share. GBLI has a sales growth rate that significantly exceeds its peers. |
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