Fidelity National Financial Inc

Find Ratings Reports
FNF : NYSE : Financial
$47.85 up 0.45 | 0.95%
Today's Range: 47.33 - 47.88
Avg. Daily Volume: 1154300.0
08/22/17 - 4:02 PM ET

Financial Analysis


FIDELITY NATL FINL FNF GROUP's gross profit margin for the second quarter of its fiscal year 2017 has decreased when compared to the same period a year ago. The company has grown its sales and net income during the past quarter when compared with the same quarter a year ago, and although its growth in net income has outpaced the industry average, its revenue growth has not.

At the same time, stockholders' equity ("net worth") has remained virtually unchanged only increasing by 3.99% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q2 FY17 Q2 FY16
Net Sales ($mil)2639.02482.0
EBITDA ($mil)430.0443.0
EBIT ($mil)320.0341.0
Net Income ($mil)296.0197.0


Balance Sheet Q2 FY17 Q2 FY16
Cash & Equiv. ($mil)2614.02251.0
Total Assets ($mil)14202.014438.0
Total Debt ($mil)2438.02785.0
Equity ($mil)6041.05809.0


Profitability Q2 FY17 Q2 FY16
Gross Profit Margin16.2917.85
EBITDA Margin16.2917.84
Operating Margin12.1313.74
Sales Turnover0.70.64
Return on Assets5.253.75
Return on Equity12.369.33
Debt Q2 FY17 Q2 FY16
Current Ratio0.00.0
Debt/Capital0.290.32
Interest Expense29.033.0
Interest Coverage11.0310.33


Share Data Q2 FY17 Q2 FY16
Shares outstanding (mil)272.83272.7
Div / share0.250.21
EPS0.630.67
Book value / share22.1421.3
Institutional Own % n/a n/a
Avg Daily Volume1166262.01103471.0

Valuation


BUY. The current P/E ratio indicates a significant discount compared to an average of 47.49 for the Insurance industry and a discount compared to the S&P 500 average of 24.23. Conducting a second comparison, its price-to-book ratio of 2.15 indicates a discount versus the S&P 500 average of 3.02 and a premium versus the industry average of 1.83. The current price-to-sales ratio is well below the S&P 500 average and is also below the industry average, indicating a discount. The valuation analysis reveals that, FIDELITY NATL FINL FNF GROUP seems to be trading at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
FNF 20.78 Peers 47.49   FNF 12.00 Peers 12.60

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

FNF is trading at a significant discount to its peers.

 

Average. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

FNF is trading at a valuation on par to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
FNF 17.18 Peers 15.39   FNF 2.03 Peers 1.67

Premium. A higher price-to-projected earnings ratio than its peers can signify a more expensive stock or higher future growth expectations.

FNF is trading at a premium to its peers.

 

Premium. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

FNF trades at a premium to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
FNF 2.15 Peers 1.83   FNF 16.24 Peers 203.95

Premium. A higher price-to-book ratio makes a stock less attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

FNF is trading at a premium to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, FNF is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
FNF 1.31 Peers 1.49   FNF 7.15 Peers 11.61

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

FNF is trading at a discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

FNF significantly trails its peers on the basis of sales growth

 

 

Latest Stock Upgrades/Downgrades