Endurance Specialty Holdings Ltd

Find Ratings Reports
ENH : NYSE : Financial
$92.23 up 0.02 | 0.022%
Today's Range: 92.2 - 92.25
Avg. Daily Volume: 1217700.0
12/06/16 - 1:46 PM ET

Financial Analysis


ENDURANCE SPECIALTY HOLDINGS's gross profit margin for the third quarter of its fiscal year 2016 has decreased when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago.

At the same time, stockholders' equity ("net worth") has remained virtually unchanged only increasing by 3.53% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q3 FY16 Q3 FY15
Net Sales ($mil)662.34596.47
EBITDA ($mil)135.19176.14
EBIT ($mil)109.65159.55
Net Income ($mil)133.7251.82


Balance Sheet Q3 FY16 Q3 FY15
Cash & Equiv. ($mil)1855.651826.43
Total Assets ($mil)14830.4314028.84
Total Debt ($mil)826.18915.15
Equity ($mil)4966.244796.87


Profitability Q3 FY16 Q3 FY15
Gross Profit Margin31.6340.58
EBITDA Margin20.4129.53
Operating Margin16.5526.75
Sales Turnover0.170.14
Return on Assets2.912.34
Return on Equity8.146.17
Debt Q3 FY16 Q3 FY15
Current Ratio0.00.0
Debt/Capital0.140.16
Interest Expense10.8312.32
Interest Coverage10.1312.95


Share Data Q3 FY16 Q3 FY15
Shares outstanding (mil)67.5966.61
Div / share0.380.35
EPS1.920.73
Book value / share73.4772.02
Institutional Own % n/a n/a
Avg Daily Volume1160430.0253280.0

Valuation


BUY. The current P/E ratio indicates a significant discount compared to an average of 27.67 for the Insurance industry and a discount compared to the S&P 500 average of 25.16. Conducting a second comparison, its price-to-book ratio of 1.26 indicates a significant discount versus the S&P 500 average of 2.79 and a discount versus the industry average of 1.56. The price-to-sales ratio is well above both the S&P 500 average and the industry average, indicating a premium. Upon assessment of these and other key valuation criteria, ENDURANCE SPECIALTY HOLDINGS proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
ENH 15.39 Peers 27.67   ENH 16.30 Peers 13.95

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

ENH is trading at a significant discount to its peers.

 

Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

ENH is trading at a premium to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
ENH 14.32 Peers 16.47   ENH NM Peers 1.14

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

ENH is trading at a valuation on par with its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

ENH's negative PEG ratio makes this valuation measure meaningless.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
ENH 1.26 Peers 1.56   ENH -5.37 Peers -6.60

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

ENH is trading at a discount to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, ENH is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
ENH 2.52 Peers 1.36   ENH 21.95 Peers 9.31

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

ENH is trading at a significant premium to its industry.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

ENH has a sales growth rate that significantly exceeds its peers.

 

 

Latest Stock Upgrades/Downgrades