Endurance Specialty Holdings Ltd

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ENH : NYSE : Financial
$92.99 up 0.02 | 0.02%
Today's Range: 92.97 - 93.0
Avg. Daily Volume: 392900.0
03/27/17 - 4:00 PM ET

Financial Analysis

ENDURANCE SPECIALTY HOLDINGS's gross profit margin for the fourth quarter of its fiscal year 2016 has significantly decreased when compared to the same period a year ago. Even though sales increased, the net income has decreased.

During the same period, stockholders' equity ("net worth") has remained unchanged from the same quarter last year.

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Income Statement Q4 FY16 Q4 FY15
Net Sales ($mil)602.25577.87
EBITDA ($mil)44.88155.28
EBIT ($mil)18.4133.11
Net Income ($mil)23.899.59

Balance Sheet Q4 FY16 Q4 FY15
Cash & Equiv. ($mil)1783.061815.23
Total Assets ($mil)14122.8613241.53
Total Debt ($mil)705.29717.65
Equity ($mil)4882.444856.26

Profitability Q4 FY16 Q4 FY15
Gross Profit Margin18.0742.48
EBITDA Margin7.4526.87
Operating Margin3.0623.03
Sales Turnover0.180.16
Return on Assets2.522.59
Return on Equity6.826.41
Debt Q4 FY16 Q4 FY15
Current Ratio0.00.0
Interest Expense10.8110.82
Interest Coverage1.712.31

Share Data Q4 FY16 Q4 FY15
Shares outstanding (mil)67.6366.8
Div / share0.380.35
Book value / share72.272.7
Institutional Own % n/a n/a
Avg Daily Volume369056.01228815.0


BUY. This stock's P/E ratio indicates a discount compared to an average of 23.66 for the Insurance industry and a discount compared to the S&P 500 average of 26.33. Conducting a second comparison, its price-to-book ratio of 1.29 indicates a significant discount versus the S&P 500 average of 2.93 and a discount versus the industry average of 1.80. The price-to-sales ratio is above the S&P 500 average and well above the industry average, indicating a premium. Upon assessment of these and other key valuation criteria, ENDURANCE SPECIALTY HOLDINGS proves to trade at a discount to investment alternatives within the industry.

1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
ENH 18.80 Peers 23.66   ENH 15.12 Peers 11.75

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

ENH is trading at a discount to its peers.


Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

ENH is trading at a significant premium to its peers.

1 2 3 4 5
premium   discount
  Price to
1 2 3 4 5
premium   discount
ENH 13.93 Peers 15.01   ENH 0.74 Peers 1.48

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

ENH is trading at a valuation on par with its peers.


Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

ENH trades at a significant discount to its peers.

1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
ENH 1.29 Peers 1.80   ENH -17.67 Peers -9.54

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

ENH is trading at a significant discount to its peers.


Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, ENH is expected to significantly trail its peers on the basis of its earnings growth rate.

1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
ENH 2.51 Peers 1.43   ENH 18.59 Peers 15.12

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

ENH is trading at a significant premium to its industry.


Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

ENH has a sales growth rate that exceeds its peers.



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