Equifax Inc

Find Ratings Reports
EFX : NYSE : Financial
$120.27 -0.04 | -0.033%
Today's Range: 119.58 - 121.72
Avg. Daily Volume: 892300.0
01/17/17 - 11:33 AM ET

Financial Analysis

EQUIFAX INC's gross profit margin for the third quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago. EQUIFAX INC has very weak liquidity. Currently, the Quick Ratio is 0.44 which clearly shows a lack of ability to cover short-term cash needs. The liquidity decreased from the same period a year ago, despite already having weak liquidity to begin with. This would indicate deteriorating cash flow.

During the same period, stockholders' equity ("net worth") has increased by 23.25% from the same quarter last year. The key liquidity measurements indicate that the company is in a position in which financial difficulties could develop in the near future.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.

Income Statement Q3 FY16 Q3 FY15
Net Sales ($mil)804.2667.4
EBITDA ($mil)289.1223.7
EBIT ($mil)218.4174.3
Net Income ($mil)132.8117.9

Balance Sheet Q3 FY16 Q3 FY15
Cash & Equiv. ($mil)135.3142.4
Total Assets ($mil)6806.64541.4
Total Debt ($mil)2843.01332.7
Equity ($mil)2746.12227.9

Profitability Q3 FY16 Q3 FY15
Gross Profit Margin64.1966.06
EBITDA Margin35.9433.51
Operating Margin27.1626.12
Sales Turnover0.440.58
Return on Assets7.019.14
Return on Equity17.3918.63
Debt Q3 FY16 Q3 FY15
Current Ratio0.510.84
Interest Expense24.315.8
Interest Coverage8.9911.03

Share Data Q3 FY16 Q3 FY15
Shares outstanding (mil)119.6118.3
Div / share0.330.29
Book value / share22.9618.83
Institutional Own % n/a n/a
Avg Daily Volume894275.0570051.0


BUY. The current P/E ratio indicates a discount compared to an average of 36.22 for the Professional Services industry and a premium compared to the S&P 500 average of 25.49. To use another comparison, its price-to-book ratio of 5.26 indicates a significant premium versus the S&P 500 average of 2.84 and a significant discount versus the industry average of 7.45. The price-to-sales ratio is well above both the S&P 500 average and the industry average, indicating a premium. Upon assessment of these and other key valuation criteria, EQUIFAX INC proves to trade at a discount to investment alternatives within the industry.

1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
EFX 30.60 Peers 36.22   EFX 19.81 Peers 17.42

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

EFX is trading at a discount to its peers.


Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

EFX is trading at a premium to its peers.

1 2 3 4 5
premium   discount
  Price to
1 2 3 4 5
premium   discount
EFX 20.01 Peers 20.37   EFX 0.56 Peers 6.07

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

EFX is trading at a valuation on par with its peers.


Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

EFX trades at a significant discount to its peers.

1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
EFX 5.26 Peers 7.45   EFX 15.16 Peers 62.78

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

EFX is trading at a significant discount to its peers.


Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, EFX is expected to significantly trail its peers on the basis of its earnings growth rate.

1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
EFX 4.80 Peers 3.70   EFX 14.80 Peers 33.26

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

EFX is trading at a significant premium to its industry.


Lower. A sales growth rate that trails the industry implies that a company is losing market share.

EFX significantly trails its peers on the basis of sales growth



Latest Stock Upgrades/Downgrades