CB : NYSE : Financial
$145.6 up 1.5 | 1.1%
Today's Range: 144.9 - 145.77
Avg. Daily Volume: 1373000.0
06/28/17 - 3:59 PM ET

Financial Analysis


CHUBB LTD's gross profit margin for the first quarter of its fiscal year 2017 has significantly increased when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago.

During the same period, stockholders' equity ("net worth") has increased by 7.24% from the same quarter last year.

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Income Statement Q1 FY17 Q1 FY16
Net Sales ($mil)7529.06838.0
EBITDA ($mil)0.00.0
EBIT ($mil)1432.0845.0
Net Income ($mil)1093.0439.0


Balance Sheet Q1 FY17 Q1 FY16
Cash & Equiv. ($mil)8175.08622.0
Total Assets ($mil)160967.0156644.0
Total Debt ($mil)14312.014847.0
Equity ($mil)49224.045897.0


Profitability Q1 FY17 Q1 FY16
Gross Profit Margin19.0212.36
EBITDA Margin0.00.0
Operating Margin19.0212.36
Sales Turnover0.20.14
Return on Assets2.971.65
Return on Equity9.725.64
Debt Q1 FY17 Q1 FY16
Current Ratio0.00.0
Debt/Capital0.230.24
Interest Expense154.0146.0
Interest Coverage9.35.79


Share Data Q1 FY17 Q1 FY16
Shares outstanding (mil)467.22464.28
Div / share0.690.67
EPS2.310.97
Book value / share105.3598.86
Institutional Own % n/a n/a
Avg Daily Volume1345775.01342589.0

Valuation


BUY. CHUBB LTD's P/E ratio indicates a significant discount compared to an average of 29.38 for the Insurance industry and a significant discount compared to the S&P 500 average of 25.75. Conducting a second comparison, its price-to-book ratio of 1.38 indicates a significant discount versus the S&P 500 average of 3.09 and a discount versus the industry average of 1.86. The price-to-sales ratio is similar to the S&P 500 average, but it is significantly above the industry average, indicating a premium. Upon assessment of these and other key valuation criteria, CHUBB LTD proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
CB 14.35 Peers 29.38   CB 12.85 Peers 11.30

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

CB is trading at a significant discount to its peers.

 

Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

CB is trading at a premium to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
CB 13.48 Peers 15.81   CB 0.88 Peers 2.04

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

CB is trading at a discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

CB trades at a significant discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
CB 1.38 Peers 1.86   CB 34.66 Peers 20.77

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

CB is trading at a significant discount to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

CB is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
CB 2.11 Peers 1.48   CB 50.23 Peers 12.58

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

CB is trading at a significant premium to its industry.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

CB has a sales growth rate that significantly exceeds its peers.

 

 

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