CB : NYSE : Finance
$143.07 -0.65 | -0.45%
Today's Range: 142.72 - 145.285
Avg. Daily Volume: 1642400.0
02/22/18 - 4:01 PM ET

Financial Analysis

Sales and net income have dropped, underperforming the average competitor within its industry.

During the same period, stockholders' equity ("net worth") has increased by 6.00% from the same quarter last year.

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Income Statement Q4 FY17 Q4 FY16
Net Sales ($mil)7989.08332.0
EBITDA ($mil)0.00.0
EBIT ($mil)0.02064.0
Net Income ($mil)1533.01610.0

Balance Sheet Q4 FY17 Q4 FY16
Cash & Equiv. ($mil)4289.08335.0
Total Assets ($mil)167022.0159786.0
Total Debt ($mil)12877.014821.0
Equity ($mil)51172.048275.0

Profitability Q4 FY17 Q4 FY16
Gross Profit Margin0.024.77
EBITDA Margin0.00.0
Operating Margin0.024.77
Sales Turnover0.190.2
Return on Assets2.312.58
Return on Equity7.548.56
Debt Q4 FY17 Q4 FY16
Current Ratio0.00.0
Interest Expense156.0154.0
Interest Coverage0.013.4

Share Data Q4 FY17 Q4 FY16
Shares outstanding (mil)463.83465.97
Div / share0.710.69
Book value / share110.32103.6
Institutional Own % n/a n/a
Avg Daily Volume1696242.01583630.0


BUY. This stock's P/E ratio indicates a discount compared to an average of 21.11 for the Insurance industry and a discount compared to the S&P 500 average of 25.51. Conducting a second comparison, its price-to-book ratio of 1.33 indicates a significant discount versus the S&P 500 average of 3.26 and a discount versus the industry average of 1.99. The price-to-sales ratio is below the S&P 500 average, but well above the industry average. Upon assessment of these and other key valuation criteria, CHUBB LTD proves to trade at a discount to investment alternatives within the industry.

1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
CB 17.94 Peers 21.11   CB 15.15 Peers 18.03

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

CB is trading at a discount to its peers.


Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

CB is trading at a discount to its peers.

1 2 3 4 5
premium   discount
  Price to
1 2 3 4 5
premium   discount
CB 12.83 Peers 14.26   CB 0.80 Peers 0.62

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

CB is trading at a valuation on par with its peers.


Premium. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

CB trades at a significant premium to its peers.

1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
CB 1.33 Peers 1.99   CB -6.82 Peers -119.66

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

CB is trading at a significant discount to its peers.


Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

CB is expected to have an earnings growth rate that significantly exceeds its peers.

1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
CB 2.12 Peers 1.56   CB 1.96 Peers 5.07

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

CB is trading at a significant premium to its industry.


Lower. A sales growth rate that trails the industry implies that a company is losing market share.

CB significantly trails its peers on the basis of sales growth



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