CB : NYSE : Financial
$126.47 -0.71 | -0.56%
Today's Range: 126.06 - 127.20
Avg. Daily Volume: 1,438,700
07/28/16 - 4:01 PM ET

Financial Analysis


Even though sales increased, the net income has decreased.

At the same time, stockholders' equity ("net worth") has greatly increased by 59.79% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q2 FY16 Q2 FY15
Net Sales ($mil)7897.05088.0
EBITDA ($mil)0.00.0
EBIT ($mil)0.01153.0
Net Income ($mil)726.0942.0


Balance Sheet Q2 FY16 Q2 FY15
Cash & Equiv. ($mil)4642.05158.0
Total Assets ($mil)160203.099840.0
Total Debt ($mil)12939.06568.0
Equity ($mil)47226.029555.0


Profitability Q2 FY16 Q2 FY15
Gross Profit Margin0.022.66
EBITDA Margin0.00.0
Operating Margin0.022.66
Sales Turnover0.150.19
Return on Assets1.482.96
Return on Equity5.0310.02
Debt Q2 FY16 Q2 FY15
Current Ratio0.00.0
Debt/Capital0.220.18
Interest Expense153.071.0
Interest Coverage0.016.24


Share Data Q2 FY16 Q2 FY15
Shares outstanding (mil)465.01323.81
Div / share0.690.67
EPS1.542.86
Book value / share101.5691.27
Institutional Own % n/a n/a
Avg Daily Volume1454447.01914167.0

Valuation


BUY. This stock's P/E ratio indicates a premium compared to an average of 16.35 for the Insurance industry and a discount compared to the S&P 500 average of 25.10. Conducting a second comparison, its price-to-book ratio of 1.26 indicates a significant discount versus the S&P 500 average of 2.81 and a discount versus the industry average of 1.56. The price-to-sales ratio is well above both the S&P 500 average and the industry average, indicating a premium. The valuation analysis reveals that, CHUBB LTD seems to be trading at a premium to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
CB 20.65 Peers 16.35   CB NA Peers 12.64

Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations.

CB is trading at a significant premium to its peers.

 

Neutral. The P/CF ratio is the stock’s price divided by the sum of the company's cash flow from operations. It is useful for comparing companies with different capital requirements or financing structures.

Ratio not available.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
CB 12.24 Peers 14.87   CB 1.73 Peers 1.80

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

CB is trading at a discount to its peers.

 

Average. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

CB trades at a valuation on par to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
CB 1.26 Peers 1.56   CB -30.15 Peers 39.40

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

CB is trading at a discount to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, CB is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
CB 2.45 Peers 1.44   CB 24.82 Peers -2.07

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

CB is trading at a significant premium to its industry.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

CB has a sales growth rate that significantly exceeds its peers.

 

 

Latest Stock Upgrades/Downgrades