Cardtronics PLC

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CATM : NASDAQ : Services
$44.60 up 0.74 | 1.69%
Today's Range: 43.94 - 44.82
Avg. Daily Volume: 393,100
09/30/16 - 4:00 PM ET

Financial Analysis

CARDTRONICS PLC's gross profit margin for the second quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago. CARDTRONICS PLC has very weak liquidity. Currently, the Quick Ratio is 0.42 which clearly shows a lack of ability to cover short-term cash needs. The company's liquidity has decreased from the same period last year.

During the same period, stockholders' equity ("net worth") has increased by 8.74% from the same quarter last year. The key liquidity measurements indicate that the company is in a position in which financial difficulties could develop in the near future.

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Income Statement Q2 FY16 Q2 FY15
Net Sales ($mil)323.96303.75
EBITDA ($mil)75.7269.01
EBIT ($mil)42.9337.62
Net Income ($mil)20.1515.0

Balance Sheet Q2 FY16 Q2 FY15
Cash & Equiv. ($mil)48.8142.69
Total Assets ($mil)1266.911260.24
Total Debt ($mil)491.28599.05
Equity ($mil)370.31340.54

Profitability Q2 FY16 Q2 FY15
Gross Profit Margin35.0833.98
EBITDA Margin23.3722.72
Operating Margin13.2512.38
Sales Turnover0.980.9
Return on Assets5.713.47
Return on Equity19.5412.86
Debt Q2 FY16 Q2 FY15
Current Ratio0.660.9
Interest Expense7.457.57
Interest Coverage5.764.97

Share Data Q2 FY16 Q2 FY15
Shares outstanding (mil)45.2244.88
Div / share0.00.0
Book value / share8.197.59
Institutional Own % n/a n/a
Avg Daily Volume408317.0329934.0


BUY. CARDTRONICS PLC's P/E ratio indicates a premium compared to an average of 27.47 for the IT Services industry and a premium compared to the S&P 500 average of 25.19. To use another comparison, its price-to-book ratio of 5.42 indicates a significant premium versus the S&P 500 average of 2.82 and a significant discount versus the industry average of 8.10. The price-to-sales ratio is below the S&P 500 average and is well below the industry average, indicating a discount.

1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
CATM 27.91 Peers 27.47   CATM 6.79 Peers 20.56

Average. An average P/E ratio can signify an industry neutral price for a stock and an average growth expectation.

CATM is trading at a valuation on par with its peers.


Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

CATM is trading at a significant discount to its peers.

1 2 3 4 5
premium   discount
  Price to
1 2 3 4 5
premium   discount
CATM 14.55 Peers 21.95   CATM 0.23 Peers 2.41

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

CATM is trading at a significant discount to its peers.


Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

CATM trades at a significant discount to its peers.

1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
CATM 5.42 Peers 8.10   CATM 63.91 Peers 21.96

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

CATM is trading at a significant discount to its peers.


Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

CATM is expected to have an earnings growth rate that significantly exceeds its peers.

1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
CATM 1.62 Peers 5.57   CATM 9.37 Peers 22.90

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

CATM is trading at a significant discount to its industry on this measurement.


Lower. A sales growth rate that trails the industry implies that a company is losing market share.

CATM significantly trails its peers on the basis of sales growth



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