Citigroup Inc

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C : NYSE : Financial
$59.12 | %
Today's Range: 59.05 - 59.57
Avg. Daily Volume: 1.80474E7
04/28/17 - 4:00 PM ET

Financial Analysis


CITIGROUP INC's gross profit margin for the first quarter of its fiscal year 2017 has decreased when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago.

During the same period, stockholders' equity ("net worth") has remained unchanged from the same quarter last year.

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Income Statement Q1 FY17 Q1 FY16
Net Sales ($mil)21686.020675.0
EBITDA ($mil)0.08302.0
EBIT ($mil)8132.07394.0
Net Income ($mil)4090.03501.0


Balance Sheet Q1 FY17 Q1 FY16
Cash & Equiv. ($mil)180045.0317461.0
Total Assets ($mil)1821635.01800967.0
Total Debt ($mil)208530.0442612.0
Equity ($mil)228132.0227522.0


Profitability Q1 FY17 Q1 FY16
Gross Profit Margin37.540.15
EBITDA Margin0.040.15
Operating Margin37.535.76
Sales Turnover0.050.05
Return on Assets0.850.88
Return on Equity6.316.66
Debt Q1 FY17 Q1 FY16
Current Ratio0.00.0
Debt/Capital0.480.66
Interest Expense2151.01736.0
Interest Coverage3.784.26


Share Data Q1 FY17 Q1 FY16
Shares outstanding (mil)2753.32934.93
Div / share0.160.05
EPS1.361.11
Book value / share82.8677.52
Institutional Own % n/a n/a
Avg Daily Volume1.8346022E72.2110144E7

Valuation


BUY. CITIGROUP INC's P/E ratio indicates a significant discount compared to an average of 23.41 for the Commercial Banks industry and a significant discount compared to the S&P 500 average of 24.92. Conducting a second comparison, its price-to-book ratio of 0.70 indicates a significant discount versus the S&P 500 average of 2.99 and a discount versus the industry average of 1.26. The price-to-sales ratio is below the S&P 500 average and is well below the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, CITIGROUP INC proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
C 11.68 Peers 23.41   C NA Peers 7.49

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

C is trading at a significant discount to its peers.

 

Neutral. The P/CF ratio is the stock’s price divided by the sum of the company's cash flow from operations. It is useful for comparing companies with different capital requirements or financing structures.

Ratio not available.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
C 9.98 Peers 80.68   C 1.19 Peers 1.37

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

C is trading at a significant discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

C trades at a discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
C 0.70 Peers 1.26   C -0.20 Peers 6.94

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

C is trading at a significant discount to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, C is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
C 1.92 Peers 2.69   C -3.03 Peers 4.72

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

C is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

C significantly trails its peers on the basis of sales growth

 

 

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