Citigroup Inc

Find Ratings Reports
C : NYSE : Financial
$47.72 up 0.46 | 0.97%
Today's Range: 47.22 - 47.75
Avg. Daily Volume: 21,038,400
08/30/16 - 2:57 PM ET

Financial Analysis


CITIGROUP INC's gross profit margin for the second quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. Sales and net income have dropped, underperforming the average competitor within its industry.

During the same period, stockholders' equity ("net worth") has increased by 5.67% from the same quarter last year.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.



Income Statement Q2 FY16 Q2 FY15
Net Sales ($mil)20668.022521.0
EBITDA ($mil)8452.09601.0
EBIT ($mil)7584.08719.0
Net Income ($mil)3998.04846.0


Balance Sheet Q2 FY16 Q2 FY15
Cash & Equiv. ($mil)318042.0324492.0
Total Assets ($mil)1818771.01829370.0
Total Debt ($mil)439462.0466053.0
Equity ($mil)231888.0219440.0


Profitability Q2 FY16 Q2 FY15
Gross Profit Margin40.8942.63
EBITDA Margin40.8942.63
Operating Margin36.6938.71
Sales Turnover0.050.05
Return on Assets0.830.69
Return on Equity6.135.55
Debt Q2 FY16 Q2 FY15
Current Ratio0.00.0
Debt/Capital0.650.68
Interest Expense1814.01764.0
Interest Coverage4.184.94


Share Data Q2 FY16 Q2 FY15
Shares outstanding (mil)2905.373009.85
Div / share0.050.05
EPS1.251.51
Book value / share79.8172.91
Institutional Own % n/a n/a
Avg Daily Volume2.08784E72.0292876E7

Valuation


BUY. This stock's P/E ratio indicates a discount compared to an average of 13.12 for the Commercial Banks industry and a significant discount compared to the S&P 500 average of 25.13. Conducting a second comparison, its price-to-book ratio of 0.59 indicates a significant discount versus the S&P 500 average of 2.82 and a discount versus the industry average of 1.07. The price-to-sales ratio is below the S&P 500 average and is well below the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, CITIGROUP INC proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
C 9.84 Peers 13.12   C 3.20 Peers 9.30

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

C is trading at a discount to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

C is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
C 9.00 Peers 12.49   C NM Peers 2.20

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

C is trading at a discount to its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

C's negative PEG ratio makes this valuation measure meaningless.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
C 0.59 Peers 1.07   C 19.94 Peers -8.43

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

C is trading at a significant discount to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

C is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
C 1.61 Peers 2.29   C -5.63 Peers 1.62

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

C is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

C significantly trails its peers on the basis of sales growth

 

 

Latest Stock Upgrades/Downgrades