Banco Santander - Chile ADS
Find Ratings ReportsBANCO SANTANDER-CHILE's gross profit margin for the fourth quarter of its fiscal year 2023 has significantly increased when compared to the same period a year ago. Even though sales decreased, the net income has increased.
At the same time, stockholders' equity ("net worth") has remained virtually unchanged only increasing by 4.15% from the same quarter last year.
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Income Statement | Q4 FY23 | Q4 FY22 |
---|---|---|
Net Sales ($mil) | 1645.45 | 1979.0 |
EBITDA ($mil) | 544.39 | 427.13 |
EBIT ($mil) | 500.54 | 374.29 |
Net Income ($mil) | 303.2 | 196.36 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 4111.25 | 3366.21 |
Total Assets ($mil) | 81089.59 | 80539.57 |
Total Debt ($mil) | 11975.16 | 11353.37 |
Equity ($mil) | 5951.74 | 5714.09 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 40.11 | 29.68 |
EBITDA Margin | 33.08 | 21.58 |
Operating Margin | 30.42 | 18.91 |
Sales Turnover | 0.07 | 0.07 |
Return on Assets | 0.81 | 1.15 |
Return on Equity | 11.1 | 16.32 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 0.0 | 0.0 |
Debt/Capital | 0.67 | 0.67 |
Interest Expense | 0.0 | 0.0 |
Interest Coverage | 0.0 | 0.0 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 471.12 | 471.12 |
Div / share | 0.0 | 0.0 |
EPS | 0.64 | 0.42 |
Book value / share | 12.63 | 12.13 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 321227.0 | 363274.0 |
HOLD. This stock's P/E ratio indicates a discount compared to an average of 17.75 for the Credit Intermediation and Related Activities subsector and a significant discount compared to the S&P 500 average of 27.95. For additional comparison, its price-to-book ratio of 1.61 indicates a significant discount versus the S&P 500 average of 4.68 and a significant discount versus the subsector average of 8.64. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount. Upon assessment of these and other key valuation criteria, BANCO SANTANDER-CHILE proves to trade at a discount to investment alternatives.
Price/Earnings |
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Price/Cash Flow |
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BSAC 14.54 | Peers 17.75 | BSAC 6.39 | Peers 20.18 | |||||||||||||||||||||
Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. BSAC is trading at a discount to its peers. |
Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. BSAC is trading at a significant discount to its peers. |
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Price/Projected Earnings |
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Price to Earnings/Growth |
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BSAC 9.04 | Peers 13.86 | BSAC 0.40 | Peers 1.78 | |||||||||||||||||||||
Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. BSAC is trading at a discount to its peers. |
Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. BSAC trades at a significant discount to its peers. |
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Price/Book |
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Earnings Growth |
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BSAC 1.61 | Peers 8.64 | BSAC -29.30 | Peers 24.72 | |||||||||||||||||||||
Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. BSAC is trading at a significant discount to its peers. |
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. However, BSAC is expected to significantly trail its peers on the basis of its earnings growth rate. |
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Price/Sales |
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Sales Growth |
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BSAC 1.61 | Peers 4.87 | BSAC 7.12 | Peers 44.87 | |||||||||||||||||||||
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. BSAC is trading at a significant discount to its subsector on this measurement. |
Lower. A sales growth rate that trails the subsector implies that a company is losing market share. BSAC significantly trails its peers on the basis of sales growth. |
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