Allstate Corp

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ALL : NYSE : Financial
$68.74 up 0.75 | 1.10%
Today's Range: 68.14 - 68.92
Avg. Daily Volume: 1,706,900
08/29/16 - 4:00 PM ET

Financial Analysis


ALLSTATE CORP's gross profit margin for the second quarter of its fiscal year 2016 has significantly decreased when compared to the same period a year ago. Even though sales increased, the net income has decreased.

During the same period, stockholders' equity ("net worth") has remained virtually unchanged only decreasing by 3.49% from the same quarter last year.

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Income Statement Q2 FY16 Q2 FY15
Net Sales ($mil)9085.08939.0
EBITDA ($mil)0.00.0
EBIT ($mil)379.0574.0
Net Income ($mil)271.0355.0


Balance Sheet Q2 FY16 Q2 FY15
Cash & Equiv. ($mil)7719.08117.0
Total Assets ($mil)107284.0107117.0
Total Debt ($mil)5109.05186.0
Equity ($mil)20553.021298.0


Profitability Q2 FY16 Q2 FY15
Gross Profit Margin4.176.42
EBITDA Margin0.00.0
Operating Margin4.176.42
Sales Turnover0.330.33
Return on Assets1.542.46
Return on Equity7.4911.82
Debt Q2 FY16 Q2 FY15
Current Ratio0.00.0
Debt/Capital0.20.2
Interest Expense72.073.0
Interest Coverage5.267.86


Share Data Q2 FY16 Q2 FY15
Shares outstanding (mil)371.0402.0
Div / share0.330.3
EPS0.640.79
Book value / share55.452.98
Institutional Own % n/a n/a
Avg Daily Volume1693015.01959947.0

Valuation


BUY. The current P/E ratio indicates a significant discount compared to an average of 42.48 for the Insurance industry and a discount compared to the S&P 500 average of 25.13. Conducting a second comparison, its price-to-book ratio of 1.24 indicates a significant discount versus the S&P 500 average of 2.82 and a discount versus the industry average of 1.53. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, ALLSTATE CORP proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
ALL 17.44 Peers 42.48   ALL 6.92 Peers 11.80

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

ALL is trading at a significant discount to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

ALL is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
ALL 11.08 Peers 14.38   ALL NM Peers 1.87

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

ALL is trading at a valuation on par with its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

ALL's negative PEG ratio makes this valuation measure meaningless.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
ALL 1.24 Peers 1.53   ALL -33.62 Peers -3.60

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

ALL is trading at a discount to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, ALL is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
ALL 0.72 Peers 1.40   ALL 0.64 Peers 4.77

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

ALL is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

ALL significantly trails its peers on the basis of sales growth

 

 

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