Allstate Corp

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ALL : NYSE : Financial
$68.33 -0.84 | -1.21%
Today's Range: 68.10 - 68.98
Avg. Daily Volume: 1,884,300
07/29/16 - 4:00 PM ET

Financial Analysis


ALLSTATE CORP's gross profit margin for the first quarter of its fiscal year 2016 has significantly decreased when compared to the same period a year ago. Sales and net income have dropped, although the growth in net income underperformed the average competitor within the industry, the revenue growth did not.

During the same period, stockholders' equity ("net worth") has decreased by 8.29% from the same quarter last year.

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Income Statement Q1 FY16 Q1 FY15
Net Sales ($mil)8789.08796.0
EBITDA ($mil)0.00.0
EBIT ($mil)349.01003.0
Net Income ($mil)246.0677.0


Balance Sheet Q1 FY16 Q1 FY15
Cash & Equiv. ($mil)8283.07505.0
Total Assets ($mil)105947.0108064.0
Total Debt ($mil)5108.05194.0
Equity ($mil)20340.022179.0


Profitability Q1 FY16 Q1 FY15
Gross Profit Margin3.9711.4
EBITDA Margin0.00.0
Operating Margin3.9711.4
Sales Turnover0.330.32
Return on Assets1.642.7
Return on Equity7.9812.65
Debt Q1 FY16 Q1 FY15
Current Ratio0.00.0
Debt/Capital0.20.19
Interest Expense73.073.0
Interest Coverage4.7813.74


Share Data Q1 FY16 Q1 FY15
Shares outstanding (mil)375.0409.0
Div / share0.330.3
EPS0.571.53
Book value / share54.2454.23
Institutional Own % n/a n/a
Avg Daily Volume1902385.02463965.0

Valuation


BUY. This stock's P/E ratio indicates a premium compared to an average of 15.99 for the Insurance industry and a discount compared to the S&P 500 average of 25.05. Conducting a second comparison, its price-to-book ratio of 1.27 indicates a significant discount versus the S&P 500 average of 2.81 and a discount versus the industry average of 1.55. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
ALL 16.88 Peers 15.99   ALL 6.88 Peers 12.79

Average. An average P/E ratio can signify an industry neutral price for a stock and an average growth expectation.

ALL is trading at a valuation on par with its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

ALL is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
ALL 10.94 Peers 14.71   ALL NM Peers 1.76

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

ALL is trading at a valuation on par with its peers.

 

Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

ALL's negative PEG ratio makes this valuation measure meaningless.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
ALL 1.27 Peers 1.55   ALL -37.43 Peers 39.96

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

ALL is trading at a discount to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, ALL is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
ALL 0.73 Peers 1.45   ALL 0.82 Peers -2.98

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

ALL is trading at a significant discount to its industry on this measurement.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

ALL has a sales growth rate that significantly exceeds its peers.

 

 

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