We're all familiar with the power of nature, whether in the form of hurricanes, earthquakes, wildfires, floods or tornadoes. Many who are reading this have experienced these first hand, others have seen the countless heartbreaking images and stories of loss of life and property.

For those who survive, there is the devastating loss of homes, family, and entire communities. The cost of cleanup and rebuilding is mind-boggling.

We start with the five most expensive disasters in the world in 2018, according to Munich Re (MURGF) , a reinsurance company in Munich, Germany, followed by some of the deadliest natural disasters and famines of the the last 100 years.