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RealMoney Radio Mailbag: Strong Vital Signs at UnitedHealth

A listener learns why Cramer thinks now is a good entry point for the health care company.

Editor's note: The following are questions received from listeners of "RealMoney Radio." To send Cramer a question about topics from his radio show, click here. Listen to Cramer's latest radio show by clicking here.

Jim, is this a good entry point for UnitedHealth (UNH) - Get UnitedHealth Group Incorporated Report?-- Celeste from New York

James J. Cramer:

Yes. I think this selloff is unwarranted, and I would be buying the stock if I wasn't up so big on the shares I already own for my

Action Alerts PLUS charitable trust. UnitedHealth is the premier health-care cost containment play and will be a huge beneficiary of the Medicare Part D initiative.

Jim, what does it mean when you say you are bearish?-- Mandy from Connecticut

James J. Cramer:

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Being bearish just means you are negative on a stock or the market. For example, if I say I'm bearish on


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, it means I think it will go down.

Want more Cramer? Check out Jim's rules and commandments for investing from his latest book by

clicking here