Although there are a lot of people who have "taken whacks" at

Hershey

(HSY) - Get Report

, "the level of pessimism has created an opportunity," to make money off the stock, Jim Cramer told a caller on his

"RealMoney" radio show Wednesday.

"So many people have downgraded Hershey that its expectations have been wrenched here," he said.

There are so many brokers that are against Hershey that even if it reports a number that is not so hot, Cramer believes the stock will still go up.

"I would make my move and pull the trigger, and buy some Hershey right now," he said.

Cramer told the next caller he would hold

First Marblehead

(FMD)

, a leading private education lender, if he owned it.

"If I didn't own it, I would wait till it was under $50 before I made my move," he said. The stock was recently at $51.81.

When a listener asked about

Dominos Pizza

(DPZ) - Get Report

, Cramer said that if he had to buy pizza, he would buy

Papa John's

(PZZA) - Get Report

, which is best of breed.

Responding to another caller, Cramer said he would swap out of

Norfolk Southern

(NSC) - Get Report

and go into

CSX

(CSX) - Get Report

.

Although, "both are in the doghouse" right now, Cramer believes that when the

Fed

starts cutting rates, rails will start working again.

Gilead

(GILD) - Get Report

is among the best of breed in its space, Cramer told another caller.

All biotech stocks are down right now, but it's only a matter of time before they start doing well, he said. Cramer recommended holding on to it.

"

Apple

(AAPL) - Get Report

is a buy," Cramer said. "Of the stocks that I regret I don't own for my charitable trust, Apple is No. 1."

Not only does it have the iPod, but Apple also has a "terrific advantage" this fall because

Microsoft

(MSFT) - Get Report

was unable to deliver its new operating system, he said.

To see the most recent edition of The RealMoney Radio Recap in its entirety, please click here. This recap is published every day around 3 p.m. ET.

Jim Cramer is a director and co-founder of TheStreet.com. He contributes daily market commentary for TheStreet.com's sites and serves as an adviser to the company's CEO. Outside contributing columnists for TheStreet.com and RealMoney.com, including Cramer, may, from time to time, write about stocks in which they have a position. In such cases, appropriate disclosure is made. To see his personal portfolio and find out what trades Cramer will make before he makes them, sign up for

Action Alerts PLUS. Listen to Cramer's RealMoney Radio show on your computer; just click

here. Watch Cramer on "Mad Money" at 6 p.m. ET weeknights on CNBC. Click

here to order Cramer's latest book, "Real Money: Sane Investing in an Insane World," click

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clicking here.

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