How to Buy a House in 12 Simple Steps

How to Buy a House in 12 Simple Steps

Buying a house, especially for a first-timer, is a pretty big deal. Take these action steps to get it all right.

What Is Bankruptcy? Different Types and Why People File

What Is Bankruptcy? Different Types and Why People File

The debts and income an individual or company has will determine what type of bankruptcy they are eligible to file for. Here's what you need to know.

What Was the Subprime Mortgage Crisis and How Did it Happen?

What Was the Subprime Mortgage Crisis and How Did it Happen?

The subprime mortgage crisis occurred when the real estate market collapsed and homeowners defaulted on their loans. How did the market get to that point?

How Does Rent-to-Own Work? What are the Pros & Cons?

How Does Rent-to-Own Work? What are the Pros & Cons?

Renting-to-own allows individuals to boost their credit score and apply their rental payments toward the down payment for the home. But there are also risks.

What Is a 401(k) Retirement Plan and How Does It Work?

What Is a 401(k) Retirement Plan and How Does It Work?

A 401(k) plan is a great, tax-advantaged way to build a solid retirement nest egg.

The Best U.S. Cities to Find a Job

The Best U.S. Cities to Find a Job

Where you live can play a big part in getting your first job whether you're just starting out or if you're looking for a new job.

What Is APR and How Does It Differ From Interest Rates?

What Is APR and How Does It Differ From Interest Rates?

Knowing the various APR models of can help you save big money on credit cards and loans.

How Much is a Down Payment on a House? Do You Need 20 Percent?

How Much is a Down Payment on a House? Do You Need 20 Percent?

Knowing how much to save for a down payment on a house can spell the difference between buying your dream home, or not.

What Is the Cost of Home Appraisal and What Should I Know?

What Is the Cost of Home Appraisal and What Should I Know?

The home appraisal is a critical issue -- for home buyers, sellers and mortgage lenders. Here's why.

What Is a Mortgage and How to Apply in Three Steps

What Is a Mortgage and How to Apply in Three Steps

Knowing how a mortgage works gives you the upper hand when eventually landing a home mortgage deal.