In the wake of storms like Hurricane Harvey and Hurricane Irma it is the damage to infrastructure which creates the most danger and damage. Are we looking at $300 billion in damage in Miami?
The floodwaters of Harvey moved eastward to Port Arthur last Wednesday, dubbed the 'city by the sea' in an electronic welcome sign.
Insured damage could be the 'largest ever in the U.S.,' Barclays analysts say.
The National Flood Insurance Program only has about $7.5 billion of cash and available credit to serve claims, adding pressure to Congress to reauthorize additional funding this month.
Many of the displaced will have no financial backup when they return.
Texas is reeling from Hurricane Harvey.
One bomb shelter company has seen sales increase nearly tenfold.