The average cost of auto insurance varies from state to state, but count on this - expect to pay at least $1,000 annually on auto insurance, or more if you don't have a good driving record, lack solid credit and live in a state that has more onerous coverage mandates that lead to higher costs. How can you curb those costs and start driving auto insurance prices down? Start with these ten tips.

Watch: Don't Let Your Auto Insurer Deny you Coverage Without a Fight

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Editors' pick: Originally published July 28.