Did your mutual fund make big money yesterday?

If it did, I want you to sell it, and swap into one that lost money.

Crazy? Nutty?

No, Thursday's rally was a counter-rally, sending up a lot of stuff that had lagged. The big winners for the year, the oils, the oil-service companies, the real estate companies, the health care cost-containment companies and the best retailers -- where the real action is and where the gains for the second half will be -- all were

down

! Not up.

Who lost money Thursday? Who was positioned wrong for Thursday's laggard day, but right for most days of 2006?

How about

(FCNTX) - Get Report

Fidelity Contrafund? Will Danoff, he's up 6% for the year but he dropped a tad. I would put money with him.

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How about the

(CGMFX) - Get Report

CGM Focus Fund, one of the best-performing funds for the last five years? How about

(FLPSX) - Get Report

Fidelity Low Priced Stock fund, another terrific performer?

(VEXPX) - Get Report

Vanguard Explorer,

(CVGRX) - Get Report

Calamos Growth and

(JAVLX)

Janus Twenty. They are terrific funds and they make sense for you to be in.

Understand that these funds make more sense than your funds, that these are all virtual index funds with brains, mutual funds with weightings that stress what's working this year and avoid what's not. The market throws all kinds of sales. Yesterday it threw a sale on the best-performing funds.

Go for them.

James J. Cramer is a director and co-founder of TheStreet.com. He contributes daily market commentary for TheStreet.com's sites and serves as an adviser to the company's CEO. Outside contributing columnists for TheStreet.com and RealMoney.com, including Cramer, may, from time to time, write about stocks in which they have a position. In such cases, appropriate disclosure is made. To see his personal portfolio and find out what trades Cramer will make before he makes them, sign up for Action Alerts PLUS by

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