What Is the Interest Coverage Ratio (ICR) and How Do You Calculate It?

What Is the Interest Coverage Ratio (ICR) and How Do You Calculate It?

A company's interest coverage ratio can give you some insight into whether the company is healthy enough to pay interest on its debts.

Money Really Can Buy You Happiness -- If You Know How to Spend it

Money Really Can Buy You Happiness -- If You Know How to Spend it

Think saving long and hard for retirement will make you happy? It's really how you spend it.

How to Maximize Your Tax Returns in 2019

How to Maximize Your Tax Returns in 2019

With new tax laws in place, there are plenty of ways to save money on taxes - you just need to know where to look.

What's the Average U.S. Credit Card Debt by Income and Age in 2019?

What's the Average U.S. Credit Card Debt by Income and Age in 2019?

Credit card debt can be a silent household budget killer. Get the upper hand with credit card debt with some smart usage and payment strategies.

What Is Chapter 13 Bankruptcy and Is It Worth It?

What Is Chapter 13 Bankruptcy and Is It Worth It?

Chapter 13 is a different form of personal bankruptcy than Chapter 7. What is it and how do you pay back your debts under it?

How Does Cash Back for Credit Cards Actually Work in 2019?

How Does Cash Back for Credit Cards Actually Work in 2019?

Cash-back reward credit cards are a good deal - if you know the best ways to use them.

What Is a Secured Credit Card and What Do You Need to Know In 2019?

What Is a Secured Credit Card and What Do You Need to Know In 2019?

A secured credit card is a great way to build your credit.

What Is a Savings Account and How Do You Open One in 2019?

What Is a Savings Account and How Do You Open One in 2019?

A savings account, used wisely, can help save for emergencies - and fund experiences like vacations, too. Here's how to use them well.

What Is Consolidated Debt and How to Do It Right in 2019

What Is Consolidated Debt and How to Do It Right in 2019

Consolidating your personal debt can be a win-win, if you cut the right deal and are disciplined about loan payments.

Refinancing: Definition, How It Works and Tips To Use in 2019

Refinancing: Definition, How It Works and Tips To Use in 2019

Refinancing a loan definitely has its advantages - and its risks, too.