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If you really want to save money on car insurance, get rid of that Maserati and drive a mini van instead.

Specifically, a Chrysler Voyager minivan—that’s the cheapest car to insure, according to a study by Insure.com.

On average, American drivers shell out $1,592 a year for car insurance—about $133 a month, according to an analysis by NerdWallet. The Voyager averages $1,272 a year, that’s $106 a month a savings of $320 a year.

On this list of the cheapest cars to insure, the Voyager is the only minivan, the rest of the cars are mostly SUVs and compact SUVs, but they all come in with an national average insurance rate below $1,592 a year. Before you rush out and buy one, for the 2022 model year, Voyager sales will be fleet-only, meaning the van will only be sold to companies, in this case probably rental-car companies. 

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On the flip side, expensive cars come with more costs, and that includes insurance. Some of the priciest cars to insure on this list are Maseratis, and all of them are high-end luxury and sports cars with big, powerful engines or batteries under the hood that deliver the kinds of thrills that end up costing you money

To determine the cars that cost the most and least to insure, Insure.com, an online resource and consumer guide for insurance, compared car insurance rates in every state for about 3,000 different vehicle models and pulling insurance quotes from six major insurance companies in 10 ZIP Codes per state, then averaging the premiums. The companies include Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm.

The average rates are based on full coverage for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of $100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident, plus a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage.

Not all models were available, especially exotic cars.

Based on their study, here are the cheapest and most expensive cars to insure.

1 Voyager Chrysler
2 honda crv hybrid honda
3 Cx3 Mazda CX-3
4 500x Fiat
5 hrv honda
6 2019-Jeep-Compass jeep
7 CX5 mazda 2021
8 subaru outback 2 subaru
9 Forester subaru b 21
10 wrangler Jeep Wrangler jeep
11 gmc canyon gmc
12 tucson hybrid 21 hyundai
13 fit honda
14a renegade jeep MY21
15 escape s Ford
16 Maserati_Quattroporte_GranSport_S Jiří Sedláček:wikipedia
17 Maserati Ghibli S Q4 GranSport
18 model S tesla performance plaid Tesla
19 Tesla Model X Performance (Plaid) tesla
20 BMW M760i xDrive bmw
21 BMW M8 XDrive bmw
22 Audi R8 audi
23 Nissan Nismo GTr MY21
24 levante maserati 2
25 bmw m5 2 bmw
26 BMW 750 bmw
27 Audi S8 audi
28 Porsche Panamera 4S Sport Turismo
28b Porsche Taycan Turbo 4S porsche
30 Mercedes S560 4MATIC mb