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By Hannah Waters

In such hard times, many people are finding themselves opening their wallets and not finding the amount they would have hoped, or the amount that they need. Obviously this can be extremely frustrating, but don’t sit back and let your money situation get worse. The times are difficult, but do all you can to keep money coming into your wallet, not out of it.

Find a Bank Account Offering You the Best Interest Rate
If you are trying to save as much money as possible, research to try and find the best bank account to put your money in. You want to earn the most interest on your money in whatever bank account you choose, this way it is like free money in your pocket just for saving! Each month you can put the interest you earn towards something you need or want, or just keep it in your account to earn more interest the next month. Check out our Geezeo Marketplace for a savings account that best suits your situation.

Use Your Change or Save it
Many people tend not to use exact change when they purchase something. Instead, they take a $20 bill out of their wallet and make the purchase without the hassle of looking for the right change. Although this won’t be more money in your wallet, it will seem as though you have more money to your name if you try to use exact change as much as possible. This way you are using your money to its full potential instead of just putting all your change in a jar. However, if you find that saving your change works best for you, remember to cash in on it. The best way to do this is to roll your own coins (the bank will give you the paper to roll it with).

Consignment Shops, Garage Sales, Thrift Stores and Craigslist
These are great locations where you can sell things that you no longer use or want. Sometimes it can take more time than it is worth to arrange a garage sale, but consignment and thrift stores are always there for your taking. You won’t always be able to sell your things for the price you want, but you can still get good deals depending on what you have to offer.

Craiglist has also become extremely popular. This Web site offers a free way to advertise your items that you want to sell. It works great and sometimes you can get more money that you thought you would. These four locations can also be great if you are in the market for something such as a TV or furniture but don’t want to spend a lot of money at a retailer. They can save you a great deal of money and sometimes you can even get things for free!

Odd Jobs
We all have our different talents and things we love to do. Putting an advertisement in your local paper or at a town store for babysitters, tutoring, or any other talent you may have can bring you in some extra cash when you need it. Everyone is looking to save money right now, so try not to make your prices too high! Even if you are advertising yourself as a babysitter, all you need is just one take that you form a relationship with and you could have extra cash coming in whenever they need you. Advertise yourself to the best of your ability. Although nobody really wants to work a second job, if you find something you love to do, maybe it won’t feel so much like work.

Share your ideas on things that you have found to do to keep some extra money coming into your wallet. Everyone is in a tight spot and looking for extra ways to earn cash!

Check out great budgeting tools at MainStreet's partner site,