MINNEAPOLIS (TheStreet) -- Minneapolis-St. Paul residents are the most prepared for, and confident about, retirement, according to survey findings released by Ameriprise Financial (AMP) - Get Report, followed by Raleigh-Durham and Nashville.

The survey's bottom three has Los Angeles last, behind Indianapolis and Orlando.

Ameriprise's look at the 30 largest U.S. metropolitan areas suggests that where you live can be a factor in your readiness to retire. Scoring was based on responses to a national survey gauging attitudes and saving habits. The survey collected responses from 10,028 adults, ages 40-75, in September and October.

Nearly half of residents in the Twin Cities of Minneapolis-St. Paul feel "on track" for retirement, an Ameriprise survey says.

Minneapolis-St. Paul scored "significantly higher" than the national average on nearly every factor related to retirement readiness, according to Ameriprise. Eighty-three percent of respondents there say they have set aside money for retirement, compared with a national average of 69%. Nearly half (48%) of Twin Cities residents reported feeling "on track" for retirement and a third (30%) say they are "very confident" about their financial future.

High unemployment and a shaky economy are having an impact in some metro areas.

In L.A., more than a third (36%) of those surveyed say they've experienced a career setback or layoff in the past 18 months and 22% report that they are unemployed but planning to return to work. Ameriprise says this may help explain why "an astonishing" 37% of area residents admit they haven't given much thought to preparing for retirement -- and only 57% have set aside money.

Only 20% of those surveyed in Orlando say they've determined the income needed in retirement and a full 30% claim "they haven't thought much about it."

In San Francisco, 36% of preretirees said they plan to postpone retirement due to economic factors.

The survey found some cities where preparation and confidence do not go hand in hand. Washington, D.C., ranked sixth on preparation factors alone, and 80% of its residents are setting aside money for retirement -- second only to Minneapolis-St. Paul. But 40% of those surveyed expressed negative feelings about retirement and it ranked second to last on confidence factors.

The opposite was true in Detroit, Tampa and St. Louis, where preparation lags significantly behind confidence, according to the study.

Based on composite scores, the 30 metropolitan areas surveyed by Ameriprise Financial -- which is based in Minneapolis -- were ranked as follows:

1.

Minneapolis-St. Paul

2.

Raleigh-Durham

3.

Nashville

4.

Sacramento-Stockton-Modesto

5.

Seattle-Tacoma

6.

San Diego

7.

Hartford-New Haven

8.

Denver

9.

Baltimore

10.

Boston

11.

Dallas-Ft. Worth

12.

San Francisco-Oakland-San Jose

13.

Chicago

14.

Houston

15.

Atlanta

16.

Phoenix

17.

St. Louis

18.

Pittsburgh

19.

Tampa-St. Petersburg

20.

Miami-Ft. Lauderdale

21.

Detroit

22.

Philadelphia

23.

Washington D.C.

24.

Portland

25.

Cleveland-Akron

26.

New York City

27.

Charlotte

28.

Orlando-Daytona Beach-Melbourne

29.

Indianapolis

30.

Los Angeles

-- Written by Joe Mont in Boston.

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