NEW YORK (MainStreet) -- Looking to retire in a city where you can make the most of your fixed income? You're not a alone.

In the most recent Retirement Confidence Survey by the Employee Benefit Research Institute, one-third of respondents lack confidence in their financial plans for retirement. Among the reasons given are the economy, inadequate finances, and the need to pay for health care costs.

This year, WalletHub compared 150 of the largest cities in the United States to find the best and worst cities for retirees.

For this list, retirees were assumed to rely on a fixed income. Each city received scores across four key topics: affordability, activities, quality of life and health care.

Various metrics were considered for each topic, including adjusted cost of living (affordability), number of recreation and senior centers per 100,000 residents (activities), percentage of the population aged 65 and older (quality of life), and emotional health and number of home-care facilities per 100,000 residents (health care).

Also see: 25 Best Cities Where Retirees Can Make the Most of Their Golden Years

Click through to find out which cities to avoid living in during your golden years:

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10. Detroit, Mich.

Affordability Rank: 69
Activities Rank: 105
Quality of Life Rank: 137
Health Care Rank: 148

According to recent crime data from the FBI, Detroit is the third most dangerous city in the United States. In Detroit, there is a one in 12 chance that a person will be a victim of either violent or property crime. In the city’s bankruptcy deal last year, current and future retirees must accept reduced monthly checks and benefits. In general, private and public pensions, Social Security and personal savings in Detroit are underfunded.

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9. Worcester, Mass.

Affordability Rank: 118
Activities Rank: 108
Quality of Life Rank: 116
Health Care Rank: 132

Based on recent crime data, Worcester has a crime rate that is higher than 97% of cities and towns in Massachusetts, and is one of the 100 most dangerous cities in the United States. There is a one in 28 chance that a person in the city will be a victim of a crime of property and a one in 104 chance of being a victim of a violent crime.

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8. Boston, Mass.

Affordability Rank: 149
Activities Rank: 86
Quality of Life Rank: 131
Health Care Rank: 99

The state of Massachusetts offers some tax breaks to retirees, but all income except for Social Security and most government-employee pensions are taxed at a flat rate. Additionally, the cost of living in Boston is high, and the city’s cold, snowy winters are not ideal for seniors.

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7. Chicago, Ill.

Affordability Rank: 143
Activities Rank: 80
Quality of Life Rank: 140
Health Care Rank: 143

While Illinois taxes exclude a large portion of its retired residents’ income, high state and local taxes make Chicago a difficult city to live in with a fixed income. Chicago winters are far from mild, which can keep older residents from going outside during the colder months.

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6. Yonkers, N.Y.

Affordability Rank: 147
Activities Rank: 138
Quality of Life Rank: 85
Health Care Rank: 138

New York has some of the highest state property taxes in the country, and unfortunately for retirees in Yonkers, the high cost of living only adds to any financial burdens. According to recent data from the FBI, the violent crime rate in Yonkers is one of the highest in the nation, as the chances of being victim of a violent crime are one in 189.

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5. New York, N.Y.

Affordability Rank: 148
Activities Rank: 130
Quality of Life Rank: 60
Health Care Rank: 147

High rent, taxes, and cost of living in New York City make it one of the most unaffordable cities in the country for anyone, especially residents living on a fixed budget. There are fewer senior-friendly recreational activities and communities in New York City than there are in other cities, and visits to the doctor can be very expensive.

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4. Aurora, Ill.

Affordability Rank: 143
Activities Rank: 131
Quality of Life Rank: 87
Health Care Rank: 145

Residents of Aurora, the second largest city in Illinois, are victim to the state’s large pension debt. Half of local retirement systems aren’t even 60% funded, according to a recent report, and those in better financial conditions face pressures that ultimately force higher taxes and service cuts in the area to cover costs.

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3. Providence, R.I.

Affordability Rank: 150
Activities Rank: 85
Quality of Life Rank: 135
Health Care Rank: 146

Cold winters and the high costs of living and health care make Providence a less than ideal destination for retirement. While there is a lot for retirees to do, from visiting the RISD Museum of Art to enjoying any of the world class restaurants, many of these options are expensive on a fixed budget. Additionally, since the tax burden in the state is 27% higher than the national average, retirees have even less money each year to spend on themselves.

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2. Jersey City, N.J.

Affordability Rank: 141
Activities Rank: 140
Quality of Life Rank: 108
Health Care Rank: 149

Located on the other side of the Hudson River from New York City, Jersey City has a high cost of living and ranks nearly last in health care. In 2013, the state Assembly passed a bill to overhaul the underfunded pension system in Jersey City. The retirement age for new employees was changed from 60 to 65, and requires five more years of service than was previously needed. The bill, which mostly applies to future employees, also cut some benefits for current workers.

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1. Newark, N.J.

Affordability Rank: 138
Activities Rank: 117
Quality of Life Rank: 150
Health Care Rank: 150

Newark has been named the worst city in the U.S. for retirement due to its low affordability and poor well-being. The city also has one of the highest crime rates of all cities in the United States. Based on the most recent data from the FBI, Newark has a crime rate of 47 per 1,000 residents. In Newark, there is a 1 in 77 chance of being the victim of a violent crime.