Financials rule top 10 as uncertainty continues over the government's bad bank plan.

Citigroup

(C) - Get Report

will increase lending, spending $36.5 billion to issue mortgages, make credit card loans and buy mortgage-backed securities. Citigroup is also trying to sell its

Nikko Cordial Securities

unit and is mulling the possibility of backing out of the naming rights to the

New York Mets new stadium

, according to a report. Since then, Citigroup said it has no plans to walk away from its $400 million marketing plan.

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Behemoth,

Bank of America

(BAC) - Get Report

, is next. The stock is getting slaughtered as the government continues to flounder for a viable bank plan and shareholders try to give CEO Ken Lewis the boot.

JPMorgan

(JPM) - Get Report

wins the gold star. The

Federal Reserve

selected the bank to be custodian of its initiative to buy up

mortgage-backed securities

in attempts to bolster the housing market.

Insider buying puts

Regions Financial

(RF) - Get Report

on the list. Senior Executive VP buying 11,900 shares, CEO buying 100,000 and Director buying 10,000.

Fifth Third Bancorp

(FITB) - Get Report

is next. Stock is getting crushed along with other

regional banks

after a dismal fourth quarter.

Cincinnati Financial

(CINF) - Get Report

also announced it sold its stake in the company.

Wells Fargo

(WFC) - Get Report

is up with a possible joint venture in the works between

UBS

(UBS) - Get Report

and

Wachovia Securities

to merge their wealth management units.

Last is

General Electric

(GE) - Get Report

. Its

NBC Universal

unit drew 95.4 million viewers for the Super Bowl but investors don't care. They are staying obsessed with whether or not GE will slash its dividend in 2009. For the straight talk on dividends get advice from David Peltier, Portfolio Manager of the Dividend Stock Advisor. Get paid to wait, email

dividends@thestreeet.com

for a special offer.

Let's roll to autos.

General Motors

(GM) - Get Report

reporting that U.S. sales fell 49% in January. The company is reportedly trying to sell its medium duty truck unit and attempting to buyout workers at $20,000 a pop with a $25,000 car voucher. Even though auto sales are tanking, GMAC reported a

fourth-quarter profit

saying that its financial condition has improved since the government granted its request to become a bank holding company.

Techie

Apple

(AAPL) - Get Report

makes the list, because it's Apple. But Cramer warned on

Mad Money

that if you move your money into tech you will get burned no matter how well stocks like Apple are doing. He would rather bet on

Qualcomm

(QCOM) - Get Report

which he owns for his Action Alerts Plus Portfolio. To see what else Cramer is buying email us at

action@thestreet.com

for a free trial now.

And last up is

DryShips

(DRYS) - Get Report

. Shares popped today on news that the bulk carrier amended its loan agreement with

Piraeus Bank

.

Alix joined TheStreet.com TV in February 2007. Previously, she held positions in film and theater production, management, and legal administration. Alix has a degree in communications and theater from Northwestern University.