) -- When

Meredith Whitney

talks -- about banks -- the market listens. This week, Whitney is sounding alarms with a bearish outlook for the banking sector.

With the big banks still in comeback mode from the credit meltdown death's door, Whitney may either be overly pessimistic or bearishly prudent given the sector's ongoing vulnerability.

Whether you be a Whitney backer or basher, which of the globe's biggest banks --

Bank of America

(BAC) - Get Report



(C) - Get Report


Goldman Sachs

(GS) - Get Report


JPMorgan Chase

(JPM) - Get Report

, or


(UBS) - Get Report

-- do you think is most likely to disappoint investors on the road to recovery?

Take our poll, and share your thoughts on the banks and the bears below.

-- Reported by Eric Rosenbaum in New York

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