NEW YORK (TheStreet) -- Shares of Bank of America (BAC) - Get Bank of America Corp Report are lower as investors fear the company's settlement costs with the Justice Department will cost more than $13 billion.

On CNBC's "Cramer's Stop Trading" segment, TheStreet's Jim Cramer, co-manager of the Action Alerts PLUS portfolio, said investors should not take the news so negatively. 

Instead, they should look at it as the bank clearing up another uncertainty. Although the cost appears to be high, he reminded investors that BAC does not go down easy and has a chance to get the amount lowered. 

With that being said, Cramer is waiting for the bank, an AAP holding, to settle with the Justice Department so the company can move on from this "murky" situation.

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He concluded that Bank of America has powerful normalized-earnings per share potential, which will be evident when the settlement is out of the way.

-- Written by Bret Kenwell in Petoskey, Mich.

Follow @BretKenwell

At the time of publication, Cramer's Action Alerts PLUS had a position in BAC.