NEW YORK (TheStreet) -- Change is happening faster and faster these days and consumers are more willing to embrace that change, according to Ford Motor's (F) - Get Ford Motor Company Report futurist, Sheryl Connelly.
Connelly said one of the rapid changes coming to consumers in 2015 is a big shift in mobile payments. Thanks to Apple's (AAPL) - Get Apple Inc. (AAPL) ReportApple Pay, consumers can now carry their credit card information on their iPhone and use the phone to pay for goods and services rather than breaking out their wallets. There's also Google's (GOOGL) - Get Alphabet Inc. Class A Report Google Wallet option.
She said wearable devices allow consumers to have less in their hands and pockets. That appears to be the goal, she said, pointing to Ford as an example. Instead of needing to keep your keys in your pocket or purse, consumers can simply lock them in the car.
That sounds counterintuitive, until Connelly noted that for the last decade Ford has included a five-digit security code that can be entered on the door, allowing the driver to get back into the car without the use of the keys.
There are other trends, too, including the potential of Amazon's (AMZN) - Get Amazon.com, Inc. Reportdrone delivery or Blue Apron, a company that puts customers on a weekly delivery schedule to receive recipes and the necessary ingredients needed to cook the meal.
Another trend that's growing in popularity is "a la carte," or the ability to purchase only the things one wants, she said.
Consumers don't like long-term contracts or large upfront costs. Instead, they like to pick and choose what they want -- such as certain cable stations or bundles rather than a broad sweep ranging through hundreds or even thousands of channels.
The concept has moved beyond cable to people renting more things ranging from cars, clothes and even pets. This frees up space in their houses as well as their wallets, Connelly said.
Now, thanks to social media and crowdfunding companies such as Kickstarter, "innovative, breakthrough ideas" can be shared and have a chance to flourish more than ever before, she concluded.
-- Written by Bret Kenwell
This article is commentary by an independent contributor. At the time of publication, the author held positions in AAPL, F and GOOGL.