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Time to focus on contributions for Uniform Gifts to Minors.

At least in the Cramer household. We have seen a dramatic decline in the funds we use for our kids, which means it is time to break the once-a-month contribution and put more money to work than usual.

What's precipitating this "panic" into the market? Things like the


CGM Capital Development fund's astounding 18% decline last month. That's just shocking to me, especially because it is my number one fund mentioned in

Stay Mad for Life


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Jim Cramer is a director and co-founder of He contributes daily market commentary for's sites and serves as an adviser to the company's CEO. Outside contributing columnists for and, including Cramer, may, from time to time, write about stocks in which they have a position. In such cases, appropriate disclosure is made. To see his personal portfolio and find out what trades Cramer will make before he makes them, sign up for

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