TheStreet Ratings' stock model projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Our Buy, Hold or Sell ratings designate how we expect these stocks to perform against a general benchmark of the equities market and interest rates.

While plenty of high-yield opportunities exist, investors must always consider the safety of their dividend and the total return potential of their investment. It is not uncommon for a struggling company to suspend high-yielding dividends which could subsequently result in precipitous share price declines.

TheStreet Ratings' stock rating model views dividends favorably, but not so much that other factors are disregarded. Our model gauges the relationship between risk and reward in several ways, including: the pricing drawdown as compared to potential profit volatility, i.e. how much one is willing to risk in order to earn profits?; the level of acceptable volatility for highly performing stocks; the current valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's valuation as compared to its stock's performance.

These and many more derived observations are then combined, ranked, weighted, and scenario-tested to create a more complete analysis. The result is a systematic and disciplined method of selecting stocks. As always, stock ratings should not be treated as gospel — rather, use them as a starting point for your own research.

The following pages contain our analysis of 3 stocks with substantial yields, that ultimately, we have rated "Buy." Ryman Hospitality PropertiesDividend Yield: 5.80%Ryman Hospitality Properties (NYSE: RHP) shares currently have a dividend yield of 5.80%. Ryman Hospitality Properties, Inc. owns and operates hotels in the United States. The company has a P/E ratio of 23.99. The average volume for Ryman Hospitality Properties has been 279,300 shares per day over the past 30 days. Ryman Hospitality Properties has a market cap of $2.6 billion and is part of the real estate industry. Shares are down 0.1% year-to-date as of the close of trading on Wednesday. EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE. TheStreet Ratings rates Ryman Hospitality Properties as a buy. The company's strengths can be seen in multiple areas, such as its compelling growth in net income, revenue growth, notable return on equity and impressive record of earnings per share growth. We feel its strengths outweigh the fact that the company shows low profit margins. Highlights from the ratings report include:

  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Real Estate Investment Trusts (REITs) industry. The net income increased by 481.3% when compared to the same quarter one year prior, rising from $4.53 million to $26.35 million.
  • Despite its growing revenue, the company underperformed as compared with the industry average of 9.7%. Since the same quarter one year prior, revenues slightly increased by 3.1%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • Current return on equity exceeded its ROE from the same quarter one year prior. This is a clear sign of strength within the company. Compared to other companies in the Real Estate Investment Trusts (REITs) industry and the overall market, RYMAN HOSPITALITY PPTYS INC's return on equity significantly exceeds that of both the industry average and the S&P 500.
  • RYMAN HOSPITALITY PPTYS INC reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. Stable earnings per share over the past year indicate the company has sound management over its earnings and share float. We anticipate these figures will begin to experience more growth in the coming year. During the past fiscal year, RYMAN HOSPITALITY PPTYS INC's EPS of $2.16 remained unchanged from the prior years' EPS of $2.16. This year, the market expects an improvement in earnings ($2.91 versus $2.16).
  • RHP has underperformed the S&P 500 Index, declining 10.48% from its price level of one year ago. Looking ahead, although the push and pull of the overall market trend could certainly make a critical difference, we do not see any strong reason stemming from the company's fundamentals that would cause a continuation of last year's decline. In fact, the stock is now selling for less than others in its industry in relation to its current earnings.

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Aegon

Dividend Yield: 5.10%

Aegon

(NYSE:

AEG

) shares currently have a dividend yield of 5.10%. Aegon N.V. provides life insurance, pensions, and asset management services. The average volume for Aegon has been 1,541,200 shares per day over the past 30 days. Aegon has a market cap of $15.1 billion and is part of the insurance industry. Shares are down 1.1% year-to-date as of the close of trading on Wednesday.

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TheStreet Ratings rates

Aegon

as a

buy

. The company's strengths can be seen in multiple areas, such as its increase in net income, growth in earnings per share and largely solid financial position with reasonable debt levels by most measures. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Highlights from the ratings report include:

  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Insurance industry. The net income increased by 878.2% when compared to the same quarter one year prior, rising from -$78.99 million to $614.69 million.
  • AEGON NV reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. This company has reported somewhat volatile earnings recently. But, we feel it is poised for EPS growth in the coming year. During the past fiscal year, AEGON NV reported lower earnings of $0.24 versus $0.28 in the prior year. This year, the market expects an improvement in earnings ($0.59 versus $0.24).
  • Despite the weak revenue results, AEG has outperformed against the industry average of 24.9%. Since the same quarter one year prior, revenues slightly dropped by 4.9%. The declining revenue has not hurt the company's bottom line, with increasing earnings per share.
  • Despite currently having a low debt-to-equity ratio of 0.55, it is higher than that of the industry average, inferring that management of debt levels may need to be evaluated further.
  • The gross profit margin for AEGON NV is currently extremely low, coming in at 5.41%. Regardless of AEG's low profit margin, it has managed to increase from the same period last year. Despite the mixed results of the gross profit margin, the net profit margin of 4.19% trails the industry average.

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Aircastle

Dividend Yield: 4.50%

Aircastle

(NYSE:

AYR

) shares currently have a dividend yield of 4.50%. Aircastle Limited, through its subsidiaries, acquires, leases, and sells commercial jet aircraft to airlines. The company also invests in other aviation assets, including debt investments secured by commercial jet aircraft. The company has a P/E ratio of 14.35. The average volume for Aircastle has been 444,000 shares per day over the past 30 days. Aircastle has a market cap of $1.7 billion and is part of the diversified services industry. Shares are up 0.9% year-to-date as of the close of trading on Wednesday.

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TheStreet Ratings rates

Aircastle

as a

buy

. The company's strengths can be seen in multiple areas, such as its good cash flow from operations, expanding profit margins and notable return on equity. We feel its strengths outweigh the fact that the company has had sub par growth in net income. Highlights from the ratings report include:

  • Net operating cash flow has increased to $117.82 million or 26.94% when compared to the same quarter last year. The firm also exceeded the industry average cash flow growth rate of 5.18%.
  • The gross profit margin for AIRCASTLE LTD is currently very high, coming in at 92.09%. Regardless of AYR's high profit margin, it has managed to decrease from the same period last year. Despite the mixed results of the gross profit margin, AYR's net profit margin of 25.16% significantly outperformed against the industry.
  • AIRCASTLE LTD's earnings per share declined by 30.0% in the most recent quarter compared to the same quarter a year ago. This company has reported somewhat volatile earnings recently. But, we feel it is poised for EPS growth in the coming year. During the past fiscal year, AIRCASTLE LTD increased its bottom line by earning $1.50 versus $1.25 in the prior year. This year, the market expects an improvement in earnings ($1.95 versus $1.50).
  • AYR, with its decline in revenue, underperformed when compared the industry average of 2.4%. Since the same quarter one year prior, revenues fell by 13.9%. Weakness in the company's revenue seems to have hurt the bottom line, decreasing earnings per share.
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. In comparison to the other companies in the Trading Companies & Distributors industry and the overall market, AIRCASTLE LTD's return on equity is significantly below that of the industry average and is below that of the S&P 500.

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