One out of the three major indices are trading lower today with the

Dow Jones Industrial Average

(

^DJI

) trading down 27 points (-0.1%) at 18,429 as of Friday, July 29, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,872 issues advancing vs. 1,043 declining with 148 unchanged.

The Insurance industry currently sits down 0.5% versus the S&P 500, which is up 0.2%. A company within the industry that fell today was

Aon

(

AON

), up 2.9%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3.

Marsh & McLennan Companies

(

MMC

) is one of the companies pushing the Insurance industry lower today. As of noon trading, Marsh & McLennan Companies is down $0.61 (-0.9%) to $65.94 on average volume. Thus far, 1.0 million shares of Marsh & McLennan Companies exchanged hands as compared to its average daily volume of 2.1 million shares. The stock has ranged in price between $65.68-$66.48 after having opened the day at $66.32 as compared to the previous trading day's close of $66.55.

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Marsh & McLennan Companies, Inc., a professional services firm, provides advice and solutions in the areas of risk, strategy, and people worldwide. It operates through two segments, Risk and Insurance Services; and Consulting. Marsh & McLennan Companies has a market cap of $34.6 billion and is part of the financial sector. Shares are up 20.0% year-to-date as of the close of trading on Thursday. Currently there are 8 analysts that rate Marsh & McLennan Companies a buy, no analysts rate it a sell, and 6 rate it a hold.

TheStreet Ratings rates

Marsh & McLennan Companies

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, notable return on equity, growth in earnings per share, solid stock price performance and largely solid financial position with reasonable debt levels by most measures. We feel its strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value. Get the full

Marsh & McLennan Companies Ratings Report

now.

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2. As of noon trading,

MetLife

(

MET

) is down $0.32 (-0.7%) to $42.76 on light volume. Thus far, 2.1 million shares of MetLife exchanged hands as compared to its average daily volume of 7.3 million shares. The stock has ranged in price between $42.58-$43.12 after having opened the day at $42.79 as compared to the previous trading day's close of $43.08.

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MetLife, Inc. provides life insurance, annuities, employee benefits, and asset management products in the United States, Japan, Latin America, Asia, Europe, and the Middle East. MetLife has a market cap of $47.4 billion and is part of the financial sector. Shares are down 10.6% year-to-date as of the close of trading on Thursday. Currently there are 8 analysts that rate MetLife a buy, no analysts rate it a sell, and 3 rate it a hold.

TheStreet Ratings rates

MetLife

as a

buy

. The company's strengths can be seen in multiple areas, such as its increase in net income, attractive valuation levels, growth in earnings per share and largely solid financial position with reasonable debt levels by most measures. We feel its strengths outweigh the fact that the company has had somewhat disappointing return on equity. Get the full

MetLife Ratings Report

now.

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1. As of noon trading,

American International Group

(

AIG

) is down $0.39 (-0.7%) to $54.40 on average volume. Thus far, 2.6 million shares of American International Group exchanged hands as compared to its average daily volume of 6.7 million shares. The stock has ranged in price between $54.17-$54.65 after having opened the day at $54.43 as compared to the previous trading day's close of $54.79.

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American International Group, Inc. provides insurance products and services for commercial, institutional, and individual customers in the Americas, the Asia Pacific, Europe, the Middle East, and Africa. The company operates through two segments, Commercial Insurance and Consumer Insurance. American International Group has a market cap of $61.1 billion and is part of the financial sector. Shares are down 11.6% year-to-date as of the close of trading on Thursday. Currently there are 7 analysts that rate American International Group a buy, no analysts rate it a sell, and 7 rate it a hold.

TheStreet Ratings rates

American International Group

as a

hold

. Among the primary strengths of the company is its solid financial position based on a variety of debt and liquidity measures that we have evaluated. At the same time, however, we also find weaknesses including deteriorating net income, disappointing return on equity and poor profit margins. Get the full

American International Group Ratings Report

now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the insurance industry could consider

KBW Insurance ETF

(

KIE

) while those bearish on the insurance industry could consider

Proshares Short Financials

(

SEF

).