Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model


Genworth Financial



) pushed the Insurance industry lower today making it today's featured Insurance laggard. The industry as a whole closed the day up 0.4%. By the end of trading, Genworth Financial fell 17 cents (-2.9%) to $5.66 on average volume. Throughout the day, 10.9 million shares of Genworth Financial exchanged hands as compared to its average daily volume of 8.5 million shares. The stock ranged in price between $5.61-$5.92 after having opened the day at $5.90 as compared to the previous trading day's close of $5.83. Other companies within the Insurance industry that declined today were:

National Interstate Corporation



), down 3.2%,

National Security Group



), down 2.8%,

Atlantic American



), down 2.6%, and

Stewart Information Services



), down 1.8%.

  • ACTIVE STOCK TRADERS: Get full access to Jim Cramer's thoughts for less than $3/week - sometimes before he says them on TV! Start with a 14-Day Free Trial.

Genworth Financial, Inc., a financial security company, provides insurance, wealth management, investment, and financial solutions in the United States and internationally. Genworth Financial has a market cap of $2.9 billion and is part of the


sector. The company has a P/E ratio of 6.3, below the average insurance industry P/E ratio of 11.1 and below the S&P 500 P/E ratio of 17.7. Shares are down 11% year to date as of the close of trading on Thursday. Currently there are two analysts that rate Genworth Financial a buy, one analyst rates it a sell, and eight rate it a hold.

TheStreet Ratings rates Genworth Financial as a


. The company's strengths can be seen in multiple areas, such as its compelling growth in net income, attractive valuation levels and impressive record of earnings per share growth. However, as a counter to these strengths, we also find weaknesses including weak operating cash flow and poor profit margins.

On the positive front,

First Acceptance Corporation


TheStreet Recommends


), up 6.8%,

Global Indemnity



), up 5.5%,

MGIC Investment Corporation



), up 4.8%, and

21st Century Holding Company



), up 4.2%, were all gainers within the insurance industry with




) being today's featured insurance industry leader.

For investors not wanting singular stock exposure, ETFs may be of interest. Investors who are bullish on the insurance industry could consider

KBW Insurance ETF



) while those bearish on the insurance industry could consider

Proshares Short Financials




FREE from Real Money's Jim Cramer: Winners and Losers Election 2012 - Steps to take NOW so you can profit no matter who is in charge!

Free download now